Best Citibank Credit Cards in Singapore 2024
Explore the benefits of Citibank credit cards in Singapore. Enjoy exclusive perks and rewards, flexible payment options, and 24/7 customer service. Apply now and experience the convenience of managing your finances with Citibank credit cards.
Which Citibank Credit Card Is Best For You?
- Citi Rewards Card: Best for Online Spending
- Citi Cash Back+ Card: Best for Unlimited Cashback
- Citi Cash Back Card: Best for Household Expenditure
- Citi PremierMiles Card: Best for Overseas Spending
- Citi SMRT Card: Best for Taxis & Public Transport
- Citi Prestige Card: Best for Luxury Travel Perks
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
Best Citibank Credit Card Comparison
Citi Rewards Card
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
- 10X rewards points (4 miles per S$1) on online spending except travel and mobile wallet-related transactions.
- Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries and more.
- Pair with amaze card to turn offline transactions into online transactions.
- 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- 1X reward point for every S$1 on all other spending.
- No min. spend required.
- Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles.
- Rewards are rounded up to the nearest 10 points on all purchases.
- Sign Up Bonus of 40,000 Citi ThankYou Points.
- Read our full review of the Citi Rewards Card.
- 10X rewards are capped at 10,000 points per statement month i.e. S$1,000 spent.
- 10X rewards excludes travel purchases online and non-fashion purchases offline.
Gift Options
- Promotion is valid for new Citibank credit card members only
- Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
- Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 May 2024
- Terms and Conditions apply
-
Installment Processing Fee : From 0.5 %
Citi Cash Back+ Card
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
- 1.6% cashback on all eligible spending with no minimum spend and no cap.
- Cashback earned does not expire.
- Redeem cashback instantly via SMS or Citi Pay with Points. Terms and Conditions here.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to 14% discount at Esso and Shell petrol stations.
- Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS.
Gift Options
- Promotion is valid for new Citibank credit card members only
- Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
- Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 May 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 0.5 %
Citi Cash Back Card
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
- 6% cashback on dining and grocery spending (local & overseas).
- 8% cashback on petrol and private commute (local & overseas).
- Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 0.20% cashback for all other spending, even if you do not meet the min. monthly spend.
- Min. monthly spend of S$800 required to earn bonus cashback.
- S$80 combined cashback cap across all categories.
Gift Options
- Promotion is valid for new Citibank credit card members only
- Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
- Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid for new Citi credit cardmembers only
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 May 2024
- Terms and Conditions apply
-
Installment Processing Fee : From 0.5 %
Citi PremierMiles Card
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
Valid until
02 May 2024
- 1.2 miles per S$1 spent locally.
- 2 miles per S$1 spent in foreign currency.
- Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
- Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
- 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
- 11 different airline and hotel transfer partners.
- Complimentary travel insurance with solid coverage.
- Generous sign-up bonus with relatively low minimum spend.
- Read our full review of the Citi PremierMiles Card.
- Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
- Service fee applies to Citi PayAll facility.
Gift Options
- Promotion is valid for new Citibank credit card members only
- Be one of the first 500 eligible applicants of participating Citibank credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other physical reward from SingSaver
- Remaining applicants will receive regular SingSaver promotional rewards
- Lightning Deal promotion runs from 9 April 2024, 9:00 AM SGT to 2 May 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid for new Citi credit cardmembers only
- Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Promotion is valid until 2 May 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 0.5 %
Compare and Find the Best Citibank Credit Cards
Start by evaluating the rewards and benefits offered by each card, such as cashback, miles, or discounts on certain purchases.
Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
It’s helpful to compare the options available and read reviews from other cardholders before making a decision.
Ultimately, the right Citibank credit card for you will depend on your specific needs and how you plan to use it.
SingSaver Exclusive: Citibank Credit Card Promotions in Singapore
⚡Flash Deal⚡: Be one of the first 500 applicants to get a PlayStation 5 Disc Version (worth S$799) or Dyson Airwrap (worth S$859) or S$500 ecapitaVoucher when you apply for a Citi Card and spend a minimum of S$500 within 30 days of card approval. Remaining applicants will enjoy existing rewards. Applicable to new-to-Citibank cardmembers only. Promo runs from 9 April, 9AM SGT - 2 May 2024. T&Cs apply.
SingSaver's Exclusive Offer: Receive the following rewards when you sign up for a Citi Card:
Citi PremierMiles Card: Receive an Apple iPad 10th Gen Wifi 64GB (worth S$691.60) or Dyson Supersonic (worth S$699) or S$400 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid till 30 April 2024. T&Cs apply.
Other Citi Credit Cards: Receive a Dyson Supersonic (worth S$699) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Dyson V8 Slim Fluffy (worth S$509) or S$400 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid till 30 April 2024. T&Cs apply.
Citi Rewards Card
The Citi Rewards Card offers 10x rewards points (4 miles) on shopping, food delivery, and ride-hailing services. Rewards points can be used to pay for your purchases, or redeemed for vouchers or frequent flyer miles.
Citi Cash Back+ Card
The Citi Cash Back+ Card is a premium cash back credit card that allows you to earn unlimited cash back with no minimal spend or cap on cash back earned. It is a great choice for anyone looking to earn more cash back on their everyday spending.
Citi Cash Back Card
The Citi Cash Back Card is a great choice for those looking to earn up to 8% bonus cashback on dining, groceries and petrol. If you're in need of a cashback credit card for household expenditure, have a look at this card!
Citi PremierMiles Card
The Citi PremierMiles Card is a good choice for frequent flyers looking to earn miles on both local and foreign currency spend. With this card, your miles never expire. Plus, you'll also enjoy 2 complimentary airport lounge visits every year!
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Find the Latest Citibank Credit Card Promotions
Enjoy the best deals and promotions as a Citibank credit cardholder. Choose from the latest dining, shopping, travel, health and wellness promotions that Citibank has to offer.
Disclaimer: Last updated on 2 April 2024. Information is subject to change without notice. Do refer to Citibank's credit card promotions page for the latest details.
Citibank Dining and Food Delivery Promotions
Get the best dining and food delivery deals when using your Citibank credit card. If dining makes up the bulk of your spending each month, you can consider the Citi Cash Back Card to earn 6% cashback on dining when you hit the minimum spend of S$800 a month.
Available Promotions
Brand
|
Promotion details
|
Expiry
|
Honguo
|
10% off min. S$50 spend |
29 Apr 2024
Details here |
Bali Thai
|
10% off min. S$80 spend
|
29 Apr 2024
|
So Pho
|
10% off min. S$50 spend
|
29 Apr 2024
Details here |
Sanchos
|
10% off with min. S$80 spend
|
30 Apr 2024
Details here |
TungLok Teahouse
|
1-for-1 selected dimsum choices Free dish(es) will be of lower or equivalent value to the purchased items. Limited to 1 redemption per table per bill. |
31 May 2024
Details here |
Hook Coffee
|
10% off total bill
|
31 May 2024
Details here |
Common Man Coffee Roasters
|
Free cup of coffee/tea with min. S$60 spend
|
14 Jun 2024
Details here |
GrabFood and GrabMart
|
50% off in-store dining and dine-in deals (up to S$5 with min. S$10 spend) on featured merchants
|
30 Jun 2024
|
COLLIN'S® | Complimentary Ratatouille & Pesto (U.P. S$12) or Trio Mushroom Aglio Olio (U.P. S$13) with min. ala carte sub-total spend of S$60 | 30 Jun 2024 Details here |
Peach Garden Chinese Restaurants & Peach Garden Chinese Casual Dining
|
8% off regular priced ala carte items
|
28 Jul 2024
Details here |
foodpanda
|
All foodpanda users
S$5 off with min. S$30 spend on food delivery and pick-up orders
Promo code: CITIXXX5 (where XXX refers to the first 3 letters of each month e.g. CITIAPR5) S$8 off with min. S$50 spend on food delivery orders only
Promo code: CITIXXX8 (where XXX refers to the first 3 letters of each month e.g. CITIAPR8) New-to-foodpanda Citi cardmembers only
S$10 off with min. S$15 spend + free delivery on first order
Promo code: CITI24NC
|
31 Aug 2024
Details here |
Jack's Place
|
Free dish (worth up to S$13) with min. S$80 spend
Free dish options:
- Escargots in Shells with Garlic Butter (6pcs; U.P. S$12)
- Lobster & Crab Stuffed Mushrooms (U.P. S$13)
- Scallops Bienville (U.P. S$12.50)
|
31 Aug 2024
Details here |
Asian Market Cafe, Fairmont Singapore
|
20% off food bill
|
30 Dec 2024
Details here |
Mikuni, Fairmont Singapore
|
20% off food bill
|
30 Dec 2024
Details here |
Prego, Fairmont Singapore
|
20% off food bill
|
30 Dec 2024
Details here |
CLOVE, Swissotel The Stamford
|
20% off food bill
|
30 Dec 2024
Details here |
21 On Rajah, Aloft Singapore Novena
|
15% off Lunch and Dinner Buffet
|
30 Dec 2024
Details here |
Soup Restaurant |
Enjoy a selected classic dish at S$8 with every Samsui Ginger Chicken order (capped at 2 redemptions)
|
31 Dec 2024
Details here |
Ms. Maria and Mr. Singh |
All Citi cards: 10% off with min. S$250 spend
Citi ULTIMA and Citi Prestige cards: 15% off with min. S$400 spend
|
31 Dec 2024
Details here |
Ajisen Ramen
|
Receive S$5 return voucher with any spend at all participating restaurant outlets under Japan Foods Holding (Redeem with min. S$50 spend)
|
31 Dec 2024
Details here |
Yakiniku Shokudo
|
31 Dec 2024
Details here |
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BBQ Seoul Shokudo
|
31 Dec 2024
Details here |
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Canton Paradise
|
15% off signature dish with min. S$60 spend
- Steamed Kampong Chicken in Canton Style (Half) (U.P. S$24.80)
|
31 Dec 2024
Details here |
Le Shrimp Ramen
|
15% off signature dish with min. S$60 spend
- Ebiko Prawn Paste Shrimp Ramen (U.P. S$15.90)
|
31 Dec 2024
Details here |
RAPPU
|
All Citi cards: Complimentary seasonal roll with min. S$150 spend
Citi ULTIMA and Citi Prestige cards: Complimentary seasonal roll + a bottle of sparkling sake with min. S$220 spend
|
31 Dec 2024
Details here |
The Feather Blade
|
All Citi cards: Complimentary selected dessert with min. S$140 spend
Citi ULTIMA and Citi Prestige cards: 15% off total bill + complimentary glass of bubbly with min. S$200 spend |
31 Dec 2024
|
FoodLine.sg
|
Free whole cake delivery with min. S$50 spend
Promo code: CITICAKESXXXXXX (where XXXXXX refers to first 6 digits of Citi card) |
31 Dec 2024
Details here |
WhyQ
|
Existing customers
8% off min. S$20 spend, capped at S$5
Promo code: WHYQXCITI
New customers
S$3 off with min. S$30 spend
Promo code: NEWCITI
|
31 Dec 2024
Details here |
Deliveroo
|
S$6 off with min. S$30 spend
Promo code: CITI6XXX24 (where XXX refers to first 3 letters of the month)
Valid for both food delivery and grocery delivery orders
|
30 Jun 2024
Details here |
Kenny Rogers Roasters | S$6 off with min. S$60 spend | 31 Dec 2025 Details here |
Fufu Pot | S$5 off with min. S$50 spend | 31 Dec 2026 Details here |
Citibank Retail and Online Shopping Deals
If retail therapy is your definition of a pick-me-up, you can tap on these deals to save as you spend. A great Citibank card to use for all your online and offline shopping would be the Citi Rewards Card that gives 10X Reward points for every dollar spent online.
Available Promotions
Brand | Promotion details | Expiry |
Sephora
|
S$10 return voucher with min. S$120 spend
|
30 Apr 2024
|
Lazada
|
S$5 off min. S$60 spend |
31 May 2024
|
RedMart
|
S$5 off min. S$100 spend
|
30 Jun 2024
Details here |
Club21
|
20% off regular-priced items
Promo code: CITI20 |
30 Jun 2024
|
The Meat Club
|
New The Meat Club customers
S$12 off first order Promo code: CITIWELCOME12 All Citi cardmembers (Existing The Meat Club customers) S$10 off min. S$100 spend Promo code: CITI10 |
|
Club21.com
|
20% off regular-priced items
|
30 Jun 2024
|
OSIM
|
Citi cardholders get to enjoy exclusive discounts for:
|
30 Jun 2024
|
Shopback
|
Up to S$100 cashback with Citi cards via Shopback Pay
|
31 Jul 2024
Details here |
Ryan's Grocery
|
For online purchases
15% off first order with no min. spend
Promo code: RGCITINEW
Existing Citi cardmembers
10% off with min. S$150 spend for both online and in-store purchases
Online promo code: RGCITI10
|
30 Sep 2024
|
Melissa
|
15% off min. S$100 spend
Promo code: CITIMXXXXXX
(XXXXXX refers to the first 6 digits of Citi Card number)
|
31 Dec 2024
|
Robinsons Online
|
15% off with min. S$100 spend
Promo code: CITI15 |
31 Dec 2024
|
Simmons |
10% off exclusive Simmons Gallery & Studio mattress 8% off non-exclusive Simmons mattress |
31 Dec 2024 Details here |
Taobao
|
Citi Wednesdays offer: S$10 off min. S$100 spend
(Limited redemptions available)
|
25 Sep 2024
|
SHEIN
|
S$15 off min. S$70 spend
Promo codes available on SHEIN's website and mobile app
|
31 Dec 2024
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BeautyFresh
|
15% off with no min. spend
Promo code: BFCITIXXXXXX
(XXXXXXX refers to first 6 digits of Citi Card number)
|
31 Dec 2024
|
HerVelvetVase
|
10% off with min. S$100 spend for both online and in-store purchases
Online promo code: CITIXXXXXX
(XXXXXX refers to first 6 digits of Citi Card number)
|
31 Dec 2024
|
Zalora
|
15% off + 5% cashback with min. S$180 spend, capped at S$5
Promo code: CITIZAL24
|
31 Dec 2024
|
Scoop Wholefoods
|
For Mastercard holders only
Enjoy 10% off with no min. spend at all outlets islandwide
|
31 Dec 2024
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Tily Tea
|
15% off with min. S$80 spend
Promo code: CITIXXXXXX
(XXXXXX refers to first 6 digits of Citi Card number)
|
31 Mar 2025
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Citibank Travel, Health and Wellness Promotions
For those who enjoy pampering themselves, whether on travel or beauty and wellness, you too can save as you spend! Consider the Citi PremierMiles Card, which allows you to earn up to 2/1.2 miles per S$1 on overseas/local spend.
Available Promotions
Brand | Promotion details | Expiry |
Jumeirah Hotels & Resort
|
Up to 20% off on stay with Visa in the selected countries
|
30 Apr 2024
Details here |
Sunrise Nha Trang Beach Hotel & Spa
|
15% off on Best Available Rate with Mastercard
Promo code: MCH-SUN23 |
30 Apr 2024
Details here |
Capella Singapore
|
One night free in Capella properties with Mastercard along with other benefits:
- Daily breakfast for 2 persons - 1 set dinner for 2 persons Promo code: MCAPONF
|
30 Apr 2024
Details here |
Fiji Airways Holiday Packages
|
10% off Fiji Airways Holiday Packages with Visa
Promo code: VISA-SG2023
|
30 Apr 2024
Details here |
Serenity Spa, Movenpick Resort Cam Ranh
|
10% off all spa treatments with Mastercard
|
30 Apr 2024
Details here |
Trip.com
|
Existing users
New users
S$60 off with min. S$500 spend on all hotel and flight bookings
|
30 Jun 2024
Details here |
Expedia
|
S$40 off min. S$250 spend
Promo code: CITI40 S$80 off min. S$480 spend
Promo code: CITI80 Every 1st and 15th of the month
30% off select hotels worldwide, capped at S$100 Promo code: CITISAVER30 12% off select flights and hotels worldwide
Promo code: CITISAVER12 |
30 Jun 2024
Details here |
Klook
|
Citi Platinum and Titanium cardholders: Up to 6% off transport (car rentals, rails, select airport transfers)
Promo code: MCWORLDTPTH Citi World and World Elite cardholders: Up to 9% off transport (car rentals, rails. select airport transfers)
Promo code: MCPLATTPTH |
24 Jun 2024
Details here |
Saje Spa, Sunset Sanato Resort & Villas
|
15% off spa massages & treatments
|
31 Jul 2024
Details here |
Airalo
|
15% off all Airalo eSIMs purchases and topups on Airalo's website and app with Mastercard
Promo code: MASTERCARD15
|
30 Sep 2024
Details here |
CTC Travel
|
Up to S$50 off selected tours
|
31 Dec 2024
Details here |
Emirates
|
Up to 10% on Flex and Flex Plus fares in Economy, Premium Economy, and Business Class
|
Booking period: Until 31 Jul 2024
Travel period: Until 31 Aug 2024 Details here |
Spa Esprit
|
10% off single services
|
31 Dec 2024
Details here |
Strip
|
10% off single services
|
31 Dec 2024
Details here |
Browhaus
|
10% off single services
|
31 Dec 2024
Details here |
EVA Air
|
5% off round-trip airfares
2.5% off one-way airfares Applicable on selected destinations from Singapore only
|
31 Dec 2025
Details here |
Rentalcars.com
|
10% off car rental bookings done with Citi Visa Cards
|
1 Apr 2026
Details here |
Here are other Citibank Credit Card Promotions You Should Know About
From utility payments to floral services, here are some promotions you'll enjoy as a Citibank credit cardholder.
Available Promotions
Brand | Promotion details | Expiry |
One Farrer Hotel |
Extra 1-night stay in Bridal Suite |
2 Apr 2024 Details here |
Hotel Fort Canning |
Complimentary post-event High Tea Set for 6 pax (worth S$228++) when making banquet booking |
30 Apr 2024 Details here |
Paradox Singapore Merchant Court at Clarke Quay |
Exclusive wedding privileges |
7 May 2024 Details here |
Fairmont Singapore and Swissotel the Stamford |
Extra 1 night stay in Bridal Suite with breakfast for two |
14 May 2024 Details here |
Aloft Singapore Novena |
Receive additional wedding perks when making banquet booking: Wedding lunch Wedding dinner |
14 May 2024 Details here |
BellyGood |
10% off BellyGood Wedding Packages |
31 Jul 2024 Details here |
The Westin Singapore |
- One bottle of housepour wine per guaranteed table or 10 pax - Seasonal Tastes Lunch vouchers for 6 pax - Marriott Bonvoy double points capped at 60,000 points per event |
31 Dec 2024 Details here |
Four Seasons Hotel Singapore |
Choice of 1 additional perk: - Convert of day use to 1 night stay (including complimentary breakfast for 2) - Choice of either additional 1 barrel of beer (30L of four Seasons Ballroom, 20L for Crescent Ballroom) or 1 bottle of wine per 10 pax - Afternoon tea at One-Ninety Bar for 6 pax (worth S$408++) |
31 Dec 2024 Details here |
Understanding Citibank ThankYou Rewards Points
How Do I Earn Citi ThankYou Rewards and Miles Points?
To earn Citi Rewards and Miles points in Singapore, you can use a Citi credit card that is part of the Citi Rewards/Miles programme. You can earn points by making purchases with the card, and the number of points earned will depend on the type of card and the type of purchase.
Some Citibank credit cards in Singapore that allow you to earn Citi Rewards Points include the Citi Lazada Credit Card, the Citi Prestige Credit Card, and the Citi Rewards Card. You can only earn Citi Miles Points with the Citi PremierMiles Credit Card.
You can also earn Citi Rewards Points if you are enrolled to other Citi products and services, such as a Citibank checking account. Additionally, you can earn points by shopping at participating merchants or online retailers.
Redeeming Citi ThankYou Rewards Points or Citi Miles Points for Miles
If you're a Citibank credit cardholder in Singapore, you can transfer your Citi Rewards Points or Citi Miles to your preferred frequent flyer account.
To transfer your Citi Rewards Points or Miles, log in to the Citi ThankYou Rewards website, and browse the Citi points transfer catalogue. Once you have selected your desired travel loyalty programme, you can select the number of Citi Rewards or Miles you want to transfer.
You may also redeem your Citi Rewards and Miles points for miles through the Citi mobile app.
Do note that 25,000 Rewards Points/10,000 Citi Miles = 10,000 Miles and an administrative fee of S$27 (inclusive of GST) will be charged for each points transfer.
Redeeming Citi ThankYou Rewards Points or Citi Miles Points for Cash Rebates
As a Citibank credit cardholder in Singapore, you can redeem cash rebates through the Citibank online banking portal, mobile app or via SMS.
To redeem your cash rebates, log in to your Citibank online banking account or the Citibank mobile app and navigate to the rewards dashboard. Once there, you will be able to see your available points balance, and you can choose to redeem it as a statement credit to your Citi Card account.
If you wish to redeem your cashback rebate via SMS with Rewards Points, type “RWDS<space> Last 4 digits of your card number<space><CASH10 or CASH20 or CASH50>” as an SMS and send it to 72484.
To redeem your cashback rebate via SMS with Citi Miles, type “RWDS<space> Last 4 digits of your card number<space><PMCASH10 or PMCASH20 or PMCASH50>” as an SMS and send it to 72484.
You may also redeem your Citi Rewards Points and Citi Miles for cash rebates through the Citi mobile app.
Do note that 4,400 Reward Points/1,650 Citi Miles = S$10 cash rebate
Redeeming Citi ThankYou Rewards Points for Products or Vouchers
To redeem Citi Rewards Points for products or vouchers, you will need to log in to the Citi ThankYou Rewards website or the Citi mobile app.
Once logged in, you will be able to view the available redemption options, which may include electronics, bags and luggages, and gift vouchers. Select the option you wish to redeem your points for and follow the prompts to complete the redemption process.
The number of points required for a specific redemption option may vary.
Managing Your Citibank Credit Card
Citibank Credit Card Interest Rates and Late Payment Charge
Citibank credit card interest rates in Singapore vary depending on the type of card and the individual's creditworthiness. However, in general, the interest rate for Citibank credit cards in Singapore is *26.9% per annum.
This rate may be subject to change, and it is important to check with Citibank for the most up-to-date information. Additionally, some Citibank credit card promotions may offer a lower interest rate for a limited time.
Do note that a S$100 late payment charge will be levied if the Minimum Payment Due is not received on or before the Payment Due Date.
*information obtained from Citibank Singapore
Learn About Citibank's 0% Instalment Plan for Credit Cards
Citibank in Singapore offers a 0% instalment plan for its credit cardholders, which allows them to make large purchases and pay for them over time without incurring interest charges.
The plan typically allows customers to divide the cost of a purchase over a period of time of their choosing, usually 6, 12 or 24 months. This feature can be useful for making big-ticket purchases, such as electronics or furniture, more affordable.
It's important to note that there might be some restrictions in the items that are eligible for 0% instalment plan and the customers should check with Citibank for the most current information and the terms and conditions that apply to the plan.
Replacing a Lost or Stolen Citibank Credit Card
If you need to replace a lost or stolen Citibank credit card in Singapore, you can do so by contacting the bank's customer service department. They will be able to cancel your current card and issue a new one.
Depending on the type of card you have, you may also be able to request a replacement card through the Citibank online banking portal or mobile app. In some cases, the bank may require additional verification before issuing a replacement card.
To ensure that you can continue using your credit card without interruption, it's important to report a lost or stolen card as soon as possible.
Get Immediate Assistance with the Citibank Credit Card Hotline
The Citibank Credit Card Hotline in Singapore is a customer service hotline that is dedicated to providing assistance to Citibank credit card holders in Singapore.
The hotline is available 24 hours a day, 7 days a week, and can be reached by dialing the number +65 6225 5225.
The customer service representatives on the hotline can assist with a wide range of issues related to Citibank credit cards, including account inquiries, balance transfers, and credit limit increases.
They can also help with reporting lost or stolen credit cards, and providing information about Citibank's various credit card promotions and offers.
Overall, the Citibank Credit Card Hotline in Singapore is a convenient way to get help with any issues related to your Citibank credit card.
Experience Convenience and Security with Citi Online Banking
Citibank Singapore, a subsidiary of Citigroup, one of the largest financial services companies in the world, offers Online Banking services to all its customers.
With Citi Online Banking, customers in Singapore can access a wide range of banking services, including account management, fund transfers, bill payments, and investment services, all from the convenience of their computer or mobile device.
The platform is designed to be secure and user-friendly, with features such as two-factor authentication and real-time notifications to help customers stay on top of their finances.
Whether you're looking to manage your day-to-day banking or make bigger financial moves, Citi Online Banking is a convenient and reliable choice.
Complete Transfers and Payments Easily with Citibank PayNow
Citibank PayNow is a feature available to Citibank customers in Singapore that allows them to make payments and transfer money to other individuals or businesses using their mobile number or Singapore NRIC/FIN number. This feature allows for transactions without the need for the recipient's bank account details.
To use Citibank PayNow, customers need to link their mobile number or NRIC/FIN number to their Citibank account through the Citibank online banking portal or mobile app. Once linked, customers can make payments or transfer money to other PayNow registered users in real-time.
Additionally, Citibank PayNow also allows customers to make recurring payments, such as bills, using this service. Citibank PayNow is a convenient and secure way to make transactions in Singapore.
Take Advantage of Credit Card Promotions with Citibank
Citibank credit card promotions in Singapore can vary depending on the time of year and the specific card.
Some common promotions include cashback offers, bonus miles, and cash vouchers.
For example, Citibank credit cardholders may be able to earn additional cashback on purchases made at certain retailers or receive discounts on hotel bookings. It is important to check with Citibank for the most current promotions available as they may change frequently.
Additionally, you can also check the Citibank's official website or the Citibank app for latest promotions.
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Frequently Asked Questions
In Singapore, there are several ways to pay your Citibank credit card bill. These include:
- FAST: You can pay your credit card bill instantly through other participating banks in Singapore via FAST (Fast And Secure Transfers). Other banks include DBS, POSB, UOB, OCBC and Standard Chartered.
- Online Banking: You can pay your credit card bill through Citibank Online, which allows you to securely view your account details, pay bills, and transfer funds.
- Citi Mobile: You can pay your credit card bill, complete fund transfers, check your account details and more via your mobile phone.
- AXS: With AXS, you have the convenience and flexibility of paying your Citibank credit card bill anywhere, anytime.
In Singapore, you can check your credit card bill via online banking or mobile banking. Alternatively, you can also sign up Citi Alerts to receive SMS and Email notifications from Citibank when specific transactions on your accounts or credit cards are made.
It's always a good idea to check your bill regularly to ensure that you are aware of any transactions and that they are correct.
Citibank credit card holders in Singapore may be eligible for a fee waiver on certain charges. For example, Citibank may waive the annual fee for certain cardholders or waive the late payment fee for customers who have a good payment history with the bank.
To request a fee waiver, customers can contact Citibank's customer service department and provide proof of financial hardship or other relevant information. It's important to note that fee waivers are generally granted on a case-by-case basis and not all fee waivers will be granted.
If you wish to cancel your Citibank credit card in Singapore, there are a few steps you will need to take to ensure a smooth process:
- Contact Citibank customer service by calling +65 6225 5225 and speak with a representative. Inform them that you wish to cancel your credit card.
- Provide the representative with your account information, including your account number and identification details.
- Verify your identity by providing a copy of your identification document.
- Clear any outstanding balances or pending transactions on your credit card.
- Cut up your credit card and dispose of it.
- Keep a record of the cancellation confirmation for your records.
It is important to remember that cancelling a credit card may have a negative effect on your credit score, so it is best to consider your options and weigh the pros and cons before taking any action.
Also, if you have any recurring payments on your card, do cancel it before canceling the card to avoid any financial loss or late payments.
Additionally, you can also cancel your credit card by visiting the nearest Citibank branch in Singapore. Make sure you carry your identification documents and your credit card with you.
Generally, the highest credit limit offered by Citibank in Singapore is around S$200,000, but this can vary depending on the individual's credit profile. The highest credit limit is typically offered to Citibank's premium credit cardholders, such as those who hold a Citigold account, or those who have a high income and a good credit history.
However, it's important to note that the credit limit offered by Citibank may vary depending on the individual's creditworthiness, income and other factors, and it's always best to check with Citibank for the most current information and the terms and conditions that apply.
Additionally, it's also important to remember that having a high credit limit does not necessarily mean you should use the entire limit, it's always best to use credit responsibly and within your means.
Citibank credit cardholders in Singapore can request to increase their credit limit on their card. This can be done by contacting Citibank customer service or through the Citibank online banking portal. The bank will then conduct a credit review to determine if the cardholder is eligible for an increase.
Factors that are considered when determining credit limit increase include income, credit history, and payment history on the card. If the request is approved, the new credit limit will be effective immediately.
However, if the request is denied, the cardholder can request a review of the decision. It's important to note that there might be fees associated with the credit limit increase and the customer should check with Citibank for the most current information and the terms and conditions that apply.
Activating your Citibank credit card in Singapore is a simple process that can be done in a few easy steps.
- Visit the Citibank Singapore website and log in to your account using your User ID and Password.
- Once logged in, navigate to the "Cards" section of your account and select the credit card you wish to activate.
- Click on the "Activate Card" button and follow the on-screen instructions to complete the activation process.
- You can also activate your credit card by calling the Citibank customer service hotline at +65 6225 5225 and following the instructions provided by the representative.
- Finally, remember to sign the back of your credit card and start using it.