HSBC Advance Credit Card

The HSBC Advance Credit Card is a perfect match for the affluent who are looking to get the most out of their rewards with the least amount of hassle.

Maximise your savings with the HSBC Advance Credit Card. With this card, you'll enjoy up to 3.5% cashback when paired with the HSBC Everyday+ Rewards Programme. Even without the programme, you can get up to 2.5% base cashback when you spend above S$2,000, perfect for big-ticket purchases up from the usual 1.5% base cashback on all local and overseas spend with no minimum spend.

Cardmembers also enjoy complimentary access to ENTERTAINER where you can enjoy over 1,000 1-for-1 deals on dining, lifestyle and travel.

The card's annual fee is waived for the first year.

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Cashback Local

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Cashback Base Rate

1.5 %

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No minimum spend, capped at S$70 per calendar month.

Monthly Spend Required

S$ 0

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For base 1.5% cashback. Min. spend of S$2,000 for 2.5% cashback.

Cashback Overseas

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

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Highlights

Cashback Local

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

Cashback Base Rate

1.5 %

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No minimum spend, capped at S$70 per calendar month.

Monthly Spend Required

S$ 0

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For base 1.5% cashback. Min. spend of S$2,000 for 2.5% cashback.

Cashback Overseas

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

2 Offers Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
Promotion is valid until 14 May 2024
Terms and Conditions apply

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
Promotion is valid until 14 May 2024
Terms and Conditions apply

Best Deal Guarantee

S$250 eCapitaVoucher

Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
Promotion is valid until 14 May 2024
Terms and Conditions apply

15,000 Max Miles (worth a free flight to Tokyo, Japan)

Best Deal Guarantee

15,000 Max Miles (worth a free flight to Tokyo, Japan)

Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
Complimentary personal concierge service will be provided to guide through the booking process
Promotion is valid until 14 May 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

1.5 %

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No minimum spend, capped at S$70 per calendar month.

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Cashback Local

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

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Cashback Overseas

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

restaurant

Cashback Dining

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

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Cashback Retail

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

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Cashback Insurance

2.5 %

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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.

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Quick Facts

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Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.

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Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Read our full review of the HSBC Advance Credit Card.

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Cashback is capped at S$70 per calendar month.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 0

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For base 1.5% cashback. Min. spend of S$2,000 for 2.5% cashback.

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Fee Waived, Perpetual fee waiver for HSBC Advance banking customers.

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 6% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 40

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Annual Option. Excluding GST

Repayment

Minimum Payment

3 %

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3% of outstanding balance or S$50, whichever is greater.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 days

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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Is HSBC Advance Credit Card discontinued?

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No, the HSBC Advance Credit Card is still being offered by HSBC . However, there were some changes made to its benefits and offers.

What benefits do I get with the HSBC Advance Credit Card?

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Cardmembers of HSBC Advance Credit Card get to enjoy great cash back benefits of up to 3.5% if all conditions are met. On top of that cardmembers get to enjoy complimentary access to ENTERTAINER with the HSBC app which opens up the user to a whole world of dining, lifestyle and travel deals.

Is there a monthly fee for HSBC Advance account?

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Yes, the annual fee for the HSBC Advance Credit Card is S$194.40. However you can enjoy a fee-waiver for the 1st year.

How do I waive my HSBC Advance Credit Card annual fee in Singapore?

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To request for an annual fee waiver for your HSBC Advance Credit Card you can call the HSBC Phone Banking Hotline at 1800-HSBC NOW (4722 669) or if you're outside of Singapore, you can call (65) 64722 669.

HSBC Advance Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

Tags

Other similar credit cards to consider

Frequently Asked Questions

Is HSBC Advance Credit Card discontinued?

What benefits do I get with the HSBC Advance Credit Card?

Is there a monthly fee for HSBC Advance account?

How do I waive my HSBC Advance Credit Card annual fee in Singapore?