6% cashback on petrol and up to 6% on local spending, with 5% cashback on dining. You'll also earn 3% cashback on supermarkets, health expenses, transport, and online bill payments for streaming services like Netflix and Disney+, and other FCY spending earns 0.25% cashback. Note: all cashback is available with a minimum monthly spend of $800 on eligible purchases and S$160 monthly cashback cap with mininum spend of $1,600.

Capped at S$80 cashback per calendar month. Otherwise, min. S$1,600 spend, capped at S$160 per calendar month.

First 2 Years Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.