For a limited time, earn 3% on overseas foreign currency spend (valid till 31 Jan 2025). 2% cashback on dining, retail, department stores, transport, and local purchases, and 1% cashback on foreign currency spending and all other expenses. A minimum spend of S$1,000 is required for cashback on dining, retail, transport, and local purchases. Additionally, a minimum spend of S$500 is required for department stores, and you can earn an additional 1% cashback if you spend more than S$2,500 in the same statement month. All qualifying cashbacks have no cap.

To earn 2% cashback on eligible merchant categories, no cap. Otherwise, min. S$500 spend per statement month to earn 1% cashback, no cap.