For a limited time, earn 3% on overseas foreign currency spend (valid till 31 Jan 2025). Enjoy unlimited 1% cashback on all local spending, including health, department stores, online bill payments, transport, dining, supermarkets, petrol, retail, and local online shopping, with no minimum spend or cashback cap. For overseas and travel-related spending, earn 2% cashback with a minimum spend of S$2,000 in the same statement month, also with no cashback cap.