10% cashback on local online and mobile, selected gym, telco and streaming spend. Cashback capped at S$80 monthly (S$30 cap for online and mobile, S$20 cap for gym, telco and streaming; and S$30 cap for other spend). Plus, 1% cashback on all Overseas Foreign Currency Spend with no FX fees (no min. spend), valid till 31 Dec 2025 (capped at S$20)

Required to unlock 10% cashback on all online and mobile contactless spend and overseas in-store FX spend.

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.