Earn 15 OCBC$ for every dollar spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop), and 1 OCBC$ for each dollar spent on petrol, entertainment, travel, flight bookings, hotel bookings, transport, groceries, online food delivery, and dining. Note 15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.

S$30,000 for Singaporeans and PRs aged between 21 and 54; S$15,000 for Singaporeans and PRs aged above 55; S$45,000 for foreigners

First 2 Years Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.