2.5% cashback on retail, insurance, local and FCY spending with minimum monthly spend of S$2,000. 1.5% cashback on all other eligible spend. Cashback is capped at S$70 per calendar month.

Earn 2.5% cashback with a min. spend of S$2,000; otherwise, 1.5% cashback applies.

First Year Fee Waived, Perpetual fee waiver for HSBC Advance banking customers.

S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore. (NOTE: A new income criteria for HSBC Credit Card and Loan will take effect from 1 October 2025. <a href="https://www.hsbc.com.sg/help/important-notices" target="_blank" style="color:blue;">Learn more.</a>)