Enjoy no FX fees on overseas foreign currency spend with no min. spend. Enjoy 10% cashback on local online and mobile, selected gym, telco and streaming spend. Cashback capped at S$80 monthly (S$30 cap for online and mobile, S$20 cap for gym, telco and streaming; and S$30 cap for other spend). Plus, 10% cashback on mobile contactless MYR spend in Malaysia (capped S$20) and 1% cashback on all other overseas FX spend (capped S$20) till 31 Jan 2026.

Required to unlock 10% cashback on local online and mobile, selected gym, telco and streaming spend; and 1% cashback on all Overseas Foreign Currency Spend till 31 Dec 2025.

First Year Fee Waived. Subsequent years waived with min. 3 transactions every month.