Get up to 8% cashback (5% base + 3% bonus) on dining, shopping, and entertainment with S$1,000 per month spend for the first 2 calendar quarters. Thereafter, earn 5% cashback with S$600 per month spend.

Earn 8% cashback in the first 2 quarters with S$1,000/month spend; thereafter, 5% cashback with S$600/month spend.

First Year Waived

For Singaporeans, PRs and Foreigners: S$65,000. For Singaporeans & PRs with at least S$50,000 Total Relationship Balance (TRB)* with HSBC: S$30,000 for salaried employees, S$40,000 for self-employed or commission-based income. (*Total Relationship Balance refers to the total value of your deposits, investments, and insurance with HSBC Bank (Singapore) Ltd., calculated based on the average monthly balance over the last 3 months).