2.5% cashback on retail, insurance, local and FCY spending with minimum monthly spend of S$2,000. 1.5% cashback on all other eligible spend. Cashback is capped at S$70 per calendar month.

Earn 2.5% cashback with a min. spend of S$2,000; otherwise, 1.5% cashback applies.

First Year Fee Waived, Perpetual fee waiver for HSBC Advance banking customers.

For Singaporeans, PRs and Foreigners: S$65,000. For Singaporeans & PRs with at least S$50,000 Total Relationship Balance (TRB)* with HSBC: S$30,000 for salaried employees, S$40,000 for self-employed or commission-based income. (*Total Relationship Balance refers to the total value of your deposits, investments, and insurance with HSBC Bank (Singapore) Ltd., calculated based on the average monthly balance over the last 3 months).