Why Giving Up Avocado Toast Won’t Bring You Financial Freedom
Nitpicking your expenses doesn’t lead to financial freedom; it’s growing your income and investing your money that will. Read More
Category Archives: Psychology of Money
Column: The Consequences of Going Cashless
Cashless payment is convenient and safe, but it could also cause us to overspend and increase unhealthy purchases. Read More
Are You Really Saving Money with Grab and Uber Promotions?
On the surface, Grab and Uber promotions put immediate savings in your pocket. But these ongoing promo codes can encourage you to spend more. Read More
Column: Why Future-Oriented Thinking Sabotages Your Savings
Thinking too far into the future makes it difficult to save money. But adopting a present-focused mindset can help Singaporeans save up to 78% more. Read More
Why Do Some Singaporeans Have Credit Card Debt?
A cognitive bias called the anchoring effect can cause you to rack up credit card balances, but a Debt Consolidation Plan can help Singaporeans get out of large debts. Read More
How Gyms in Singapore Secretly Depend on Your Lack of Willpower
When you buy a gym membership, you run the risk of wasting money if you drop out later. But this is exactly how gyms in Singapore stay in business. Read More
How Your Mobile Phone Makes You Spend More Money
Mobile phones may provide unparalleled convenience, but they also cause Singaporeans to spend more money. Read More
What Makes People More Likely to Lose Their Windfall?
Whether it’s lottery winnings or large inheritances, certain psychological factors make people more likely to lose their windfall. Read More
Infographic: What Your MBTI Type Says About Your Money Habits
Because your personality influences the way you handle money, knowing your Myers-Briggs type (MBTI type) could be the key to building good financial habits. Read More
Here’s What Your Money Habits Really Say About You
How you spend your money says a lot about you. Singaporeans need to be aware of these money habits to identify how and where we are ruining our finances. Read More
