
The Basics

No. of Months |
Nominal Rate |
EIR |
36 |
3.99% p.a. |
7.50% p.a. |
48 |
4.01% p.a. |
7.50% p.a. |
60 |
4.05% p.a. |
7.50% p.a. |
84 |
4.12% p.a. |
7.50% p.a. |
Features

Great for: |
Be aware of: |
Flexibility to choose a loan tenure of up to 7 years |
Usage of current unsecured credit facilities will be temporarily disallowed upon application of DCP |
A credit card with limit of 1X your monthly income |
All existing unsecured credit facilities with other banks will be closed upon approval of Citi DCP |
Complimentary protection insurance coverage of up to S$160,000* |
|

Eligibility
- Singaporean or Singapore Permanent Resident (PR)
|
- Be a salaried employee with annual income between S$30,000 and less than S$120,000 (at least $48,000 for new to Citibank), with Net Personal Assets of less than $12 million.
|
- Total interest bearing balances^ in respect of unsecured credit facilities with financial institutions in Singapore exceed 12 times monthly income
|
^ Interest bearing balances include amounts rolled over on credit card and balances outstanding on unsecured loans that accrue interest.
