x Citibank Personal Loan Exclusive Offer


Receive S$100 Fairprice voucher* upon loan approval when you successfully apply for a Citibank Personal Loan through! Promotion valid till 31 March 2017 – Apply now! You will be notified by SingSaver to collect your vouchers upon successful loan approval.

Please note that you will be required to open a Citibank Ready Credit account before you can apply for a Citibank Ready Credit Paylite.

*Terms and Conditions Apply. Click here to view.

Step 1: Apply for Citibank Personal Loan through



Step 2: Wait for SingSaver’s Notification!

If you’re eligible, we will send you an email for more details on voucher collection once your loan has been successfully approved.



Benefits of Citibank Personal Loan



^The one-hour period starts from the time that Citibank confirms receipt of a complete set of Account Opening Documents & Loan Application Form via a callback to you


Interest Rates

For new Citi Credit Card or Ready Credit holder:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 4.94% 4.82% 4.55% 5.72% 5.79%
Effective Interest Rates (per annum) 9.00% 9.00% 8.50% 10.50% 10.50%




  • Singaporeans: Minimum annual income of S$30,000.
  • Foreigners: Minimum annual income of S$42,000.