Travel Insurance Promotions and Discounts for October 2019

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Best Travel Insurance Promos and Discounts 2019

Looking for travel insurance? Save more with these promo codes and discounts from insurers such as FWD, MSIG, AXA, and more!

No matter your travel itinerary, travel insurance is your best bet against unforeseen circumstances that can arise even before you embark on your trip. There’s a travel insurance plan to suit any and all needs – whether you’re travelling in a group, on a bucket list adventure, or even just across the causeway for a quick shopping weekend.

Here’s 6 tips on how to pick travel insurance that’s right for you:

We’ve compiled a list of the best travel insurance plans and providers depending on your coverage needs, whether your concerns are flight delays and cancellation, loss of bags and belongings, or comprehensive coverage for pre-existing medical conditions.

Editor’s note: This is an unsponsored and unbiased post. Travel insurance offers are subject to change at any time. This article was last updated on 16 Oct 2019.

MSIG: Most Comprehensive Coverage

If you have exciting travel plans and have painstakingly planned your holiday, you will want to travel with peace of mind. We recommend MSIG Plans for their high baggage delay benefit (S$150-S$250 for every 6 hours of delay, depending on plan type), emergency medical evacuation/repatriation, Terrorism Cover, and high personal accident coverage of up to S$1 million!

MSIG Elite and Premier Plans also offer benefits like Adventurous Activities Cover, Golfer’s Cover, Unused Entertainment Ticket, Domestic Pet Care, Rental Vehicle Excess, Returning a Rental Vehicle, and Home Contents cover to suit all travellers needs.


  • Pre-existing Medical Condition Cover available (under TravelEasy Pre-Ex Plans)
  • Public Transport Double Cover, Adventurous Activities Benefit (for Elite and Premier Plans)
  • Coverage for Wedding Clothing and Accessories, Fraudulent Use of Credit Card, Credit Card Benefit Outstanding Balance (for Elite and Premier Plans)


  • No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip
  • Standard Plan (TravelEasy) does not cover certain sub-category of benefits, such as Adventurous Activities/Golfer’s Cover; please refer to the policy document for exclusions

SingSaver Exclusive Promotion

From 1 Oct 2019, enjoy 60% off Single Trip and 20% off Annual Trip Plans (excluding PreEx) and receive a bonus $5 via PayNow when you purchase any MSIG Single Trip or Annual Plan through SingSaver.

MSIG Insurance

AXA: Best for Travel Delay and Loss/Delay of Bags and Belongings

You’ve spent lots of time planning your trip, from your activities and tours, down to the packing of your luggage; sports equipment, your high-end camera to take the best pictures, laptops, gorgeous beachwear and dresses – all checked.

The last thing you would have expected is that your flight gets delayed and you have to miss your pre-booked plans, or your bags and belongings get lost or re-routed to the wrong destination. AXA SmartTraveller stands out for its high coverage of up to $10,000 for Loss of Baggage/Belongings, and up to $2,000 for Baggage Delay.


  • Adventurous activities cover
  • Full terrorism cover
  • Unlimited Emergency Medical Evacuation/ Emergency Repatriation


  • No benefit payable for extreme sports
  • No benefit payable for loss of frequent flyer reward points or holiday points used

SingSaver Exclusive Promotion

Purchase an AXA travel insurance plan through SingSaver and get a bonus $5 via PayNow!

From 11 Oct 2019, use promo code SINGOCT3 for 30% Base Discount + 10% Promo Code Discount on Single Trip plans

From 11 Oct 2019, use promo code SINGOCT4 for 10% Base Discount + 8% Promo Code Discount on Annual Trip plans

AXA Smart Traveller

FWD: Cheapest Single Trip Plans

With prices starting as low as $9, FWD’s basic travel insurance plan is perfect for the price-conscious traveller. If you’re in relatively good health (no pre-existing medical condition), travelling light on a short trip, and are looking for the lowest price deals, then FWD is the one to beat.


  • Full Terrorism Cover
  • Unlimited emergency medical evacuation cover
  • Cashless Medical Claim


  • No benefit claimable for losses of customer loyalty points used to pay for any part of Your Trip
  • No Pre-existing conditions cover

Here are the highlights of FWD’s cheapest single trip plans.

SingSaver Exclusive Promotion

From 1-31 Oct 2019, use promo code TRAVEL20 for 20% off Single Trip and Annual Trip Plans. Get a bonus $5 via PayNow when applying via SingSaver.

FWD Insurance

Sompo: Best For Trips to Japan

Sompo Travel Insurance helps protect against the unexpected common mishaps such as lost passport, accidents and baggage delay that can cause anxiety on a trip.

Having reconstructive surgery, recuperation allowance, golf cover, rental vehicle excess and many more as bonus coverage instead of an add-on makes the plan more attractive. Sompo stands out for its coverage for loss of frequent flyer points and a unique Go Japan! Plan.

Sompo Deluxe Plan now features new attractive coverage such as emergency medical evacuation or repatriation required due to pre-existing medical conditions. Baggage delay is up to $1,000 (capped at $200 for first six hours both overseas and in Singapore; and $125 per four hours whilst overseas thereafter). Plans even cover amateur sports such as hot air balloon, parasailing, white-water rafting, snow-skiing, and bungee jumping.


  • Full Terrorism Cover (except for Vital Plan)
  • Covers Loss of Frequent Flyer Points
  • Wide range of Bonus Coverage included in base plan for Deluxe and Elite (usually only available as add-ons)


  • No cover for any sports in a professional capacity
  • Claims arising from skincare products, health supplements, and probiotics are excluded, whether purchased OTC or prescribed by a registered medical practitioner
  • No cover for any articles sent as freight or any baggage forwarded in advance

SingSaver Exclusive Promotion

Purchase any Sompo Travel Insurance through SingSaver between 1-31 Oct 2019 and enjoy 40% off Single Trip and 20% off Annual Trip Plans. Get a bonus $5 via PayNow when applying via SingSaver!

SOMPO Travel Insurance

Allianz Global Assistance: Best for High Medical Coverage

For your upcoming travel plans, is maximum medical coverage benefit your main concern? If you are travelling to a country where falling sick or being hospitalised due to an accident is going to cost you an arm and leg, factor in the importance of medical coverage when purchasing travel insurance. Medical coverage benefits will cover you for medical attention, evacuation and assistance for your trip.

Allianz Global Assistance Gold offers up to $5,000,000 limit for medical coverage. We particularly recommend Allianz Global Assistance plans for their high medical coverage and top-notch internal medical team of doctors and air ambulances.


  • Unlimited emergency medical evacuation (Silver/ Gold Plans)
  • Full terrorism cover (except biological/chemical/nuclear agents)
  • Automatic Extension of Cover up to a maximum of 30 days


  • No benefit is payable relating to expenses incurred due to the fraudulent use of credit cards
  • No benefit payable for claims arising from pre-existing conditions

SingSaver Exclusive Promotion

From Oct 17, 2019:
Use promo code travel45 to get 45% off Silver & Gold Plans
Use promo code travel45 to get 45% off Bronze Plans

Purchase an Allianz Plan through SingSaver and receive a bonus $5 via PayNow!

Allianz Travel Insurance

HL Assurance (Hong Leong Travel Insurance): Best Discount Deals

In addition to great seasonal promotions, HL Assurance (Hong Leong Travel Insurance) also offers perks such as hotel booking vouchers and car rental discounts when you purchase travel insurance from them. Enjoy even greater savings when you buy your travel insurance through SingSaver.


  • Unlimited emergency medical evacuation (across all Plans)
  • Unlimited repatriation of mortal remains (across all Plans)
  • Loss of home content due to burglary


  • Exclusions on a variety of adventurous activities
  • No benefit payable for preexisting conditions
  • No coverage for acts of terrorism

SingSaver Exclusive Promotion

Apply for your HL Assurance travel insurance through SingSaver and get a bonus $5 via PayNow!

Single Trip
60% Discount
• $20 Hotel Booking Voucher
• $10 Attractions Discount

Annual Plan
50% Discount
• $20 & $50 Hotel Booking Voucher
• 10% Car Rental Discount
• $10 Attractions Discount

Terms and conditions apply.

Hong Leong Travel Insurance - HL Assurance

AMEX: Best for Loss of Frequent Flyer Points and Benefits

Love using your miles and points to pay for travel and/or accommodation? The bad news for air miles redemption fans is that not all travel insurance plans cover the loss of frequent flyer points in case of delayed or cancelled flights. Amex My VoyageGuard travel insurance is one of the few that covers this – benefits range from $5,000 to $20,000 and plans start as low as $15.


  • Benefit payable for loss of frequent flyer points
  • Winter Sports and Golf option
  • Benefit payable for alternative travel due to Infectious Disease


  • No cover for pre-existing medical conditions
  • Ski Equipment must be owned by the Insured Person to qualify for Winter Sports benefit payout
  • All Golf Equipment must belong, on loan, or entrusted to the Insured Person, and not hired or rented for payout under Golf Cover.

From 5-16 Sep 2019, enjoy 35% off all Single Trip Plans. Get a bonus $5 via PayNow when applying via SingSaver!

  • 35% off all superior single plans
  • 35% off all standard single plans
  • 35% off all essential single plans
American Express Travel Insurance

Tokio Marine: High Coverage With Low Premiums

Tokio Marine’s TM Xplora features two tiers of travel insurance plans: Classic and Premier. Both plans offer well-rounded coverage with affordable premiums. One of the unique selling points is that they cover the Loss of Frequent Flyer Points and offer Full Terrorism Cover.


  • Full Terrorism Cover
  • Loss of Frequent Flyer Points coverage
  • Adventure sports & Activities (leisure basis)


  • Travel regions covered fall under only two buckets: Asia and Worldwide. Even trips within ASEAN are classified under “Asia” pricing
  • No Pre-existing conditions cover
  • No cover for participation in sports activities as a professional for financial reward

For 1 Sep 2019, enjoy 20% off Single and 40% off Annual Trip Plans from Tokio Marine when you apply through SingSaver! Get an added bonus of $5 via PayNow!

Tokio Marine Travel Insurance

Etiqa Tiq: Best For Pre-existing Medical Conditions and Leisure Activities Cover

Etiqa Tiq Travel Insurance offers reliable deals at budget-friendly prices to suit individual needs and budget. To cater for travellers with pre-existing medical conditions, Etiqa also recently launched its Pre-Ex Plans.

  • Pre-existing medical conditions cover available (under Pre-Ex Plans)
  • Leisure activities cover for activities such like hot air balloon ride, parachuting, sky-diving, bungee jumping, hang-gliding, paragliding, and non-competitive winter sports
  • Emergency evacuation cover/ repatriation up to $1,800,000
  • No compensation for any air miles, holiday points, membership or credit card redemption the Insured Person(s) used to pay for all or part of the trip
  • No cover for Extreme Sports
  • Baggage delay benefit is constant at $100 per 6 hours, capped at $200 limit, regardless of Plan type

For 22 Aug – 15 Sep 2019, enjoy 45% off Single and 35% off Annual Trip Plans from Etiqa Tiq when you apply through SingSaver! Get a bonus $5 via PayNow!

Etiqa Tiq Travel Insurance

Aviva: Best For Loss of Frequent Flyer Points

You diligently spend and accumulate your miles. Then you use them to redeem a flight only to be forced to cancel or postpone your flight due to unforeseen circumstances. But wait, not all travel insurance plans include loss of frequent flyer points. That’s why we recommend Aviva Travel Insurance, who will cover the value of your redemption miles at retail prices.

  • Full terrorism cover
  • Coverage for trip cancellation for any reason
  • Replacement Traveller (For Business Travel only) for Plus and Prestige Plans
  • No coverage pre-existing conditions cover
  • No coverage for any Golfing Equipment, Water Sports Equipment and Winter Sports Equipment
  • No Coverage for participation in dangerous sports and leisure activities

Enjoy 25% discount off Aviva plans by using promo code “TRAVEL25” when you apply through SingSaver. In addition, get a bonus $5 via PayNow!

Check our Best Travel Insurance for 2019 page for more information on these travel insurance plans and providers!

Alternatively, compare and apply for your travel insurance through our SingSaver comparison tool and find the best plans for your needs, based on destination, coverage, premium, and more!

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