Best Credit Cards in Singapore (2020)

We found 10 Results for

Refine

S$

Filter by need

SingSaver's Providers

Citi Cash Back Card

Citi Cash Back Card

SingSaver's Exclusive Offer
Citi Cash Back Card
S$888
Monthly Spend Required
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Citi PremierMiles Card

Citi PremierMiles Card

SingSaver's Exclusive Offer
Citi PremierMiles Card
S$25
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Citi Rewards Card

Citi Rewards Card

SingSaver's Exclusive Offer
Citi Rewards Card
S$30,000
Min. Annual Income
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Citi Lazada Card

Citi Lazada Card

Welcome Gift
Citi Lazada Card
S$30,000
Min. Annual Income
10Points Per Dollar
Reward Pointson Lazada
Welcome Gift:
$150 Lazada voucher
Citi SMRT Platinum Visa Card

Citi SMRT Platinum Visa Card

Welcome Gift
Citi SMRT Platinum Visa Card
S$30,000
Min. Annual Income
5%
Cashback on diningon selected dining merchants
Welcome Gift:
Receive $120 cash back
Citi Prestige Card

Citi Prestige Card

SingSaver's Exclusive Offer
Citi Prestige Card
S$120,000
Min. Annual Income
1.3Miles Per Dollar
Local Spendingon local spending
2Miles Per Dollar
Overseas Spendingon overseas spending
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)

Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)

SingSaver's Exclusive Offer
Citi PremierMiles Card - New Customers (37,300 Miles Welcome Offer)
S$25
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver
Citibank Clear Card

Citibank Clear Card

Citibank Clear Card
No Minimum
Min. Annual Income
Not Available
Cashback
No Cashback
Cashback All Spending
Citibank M1 Platinum Visa Card

Citibank M1 Platinum Visa Card

Citibank M1 Platinum Visa Card
S$30,000
Min. Annual Income
Not Available
Local Spending
Citi Cash Back+ Mastercard®

Citi Cash Back+ Mastercard®

SingSaver's Exclusive Offer
Citi Cash Back+ Mastercard®
No Minimum
Monthly Spend Required
1.6%
Cashbackno minimum spend
No Cap
Monthly Cashback Cap
SingSaver's Exclusive Offer:
Get $200 cash via PayNow, only at SingSaver

What type of credit card should I get?
There are three main types of credit cards: cashback, miles and rewards. You can read our breakdown of cashback vs miles vs rewards to find out which is best suited for your lifestyle.

What should I look out for when choosing a credit card?
Besides considering the type of credit card to go for, also consider:

  • Additional perks for spending on specific categories
  • Min. monthly spend required
  • Annual fee
  • Ongoing promotions

How much must I earn to get a credit card?
Most credit cards require you to earn a minimum annual income of S$30,000 for Singaporeans and Permanent Residents or S$40,000 for foreigners. Some exclusive credit cards require a minimum annual income of S$80,000 or more. Do prepare proof of income during your application.

How many credit cards can I have?
There isn’t any limit legislated, but bear in mind that the more credit cards you own, the more bills you have to keep track of and pay. Missing credit card payments may result in adverse effects on your credit score and high interest charges (about 25% p.a.) which can easily snowball.

Need some help?

No worries, we've got you covered!

How do credit cards work?

What's the difference between credit cards and debit cards?

How do I apply for a credit card?

When can I apply for a credit card?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

SingSaver

© 2015 - 2020 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the and of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS.

1.25.0-75fa5a2a8