Best Credit Cards in Singapore (2020)

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POSB Everyday Card

POSB Everyday Card

Welcome Gift
POSB Everyday Card
S$30,000
Min. Annual Income
Welcome Gift:
Receive up to $220 cashback when you shop or dine with the promo code "SHOP220"
DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Welcome Gift
DBS Altitude Visa Signature Card
S$27
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
Welcome Gift:
Receive up to $220 cashback when you shop or dine with the promo code "SHOP220"
DBS Live Fresh Card

DBS Live Fresh Card

Welcome Gift
DBS Live Fresh Card
S$30,000
Min. Annual Income
Welcome Gift:
Receive up to S$220 cashback when you shop or dine with the promo code SHOP220
DBS Woman's World Card

DBS Woman's World Card

Welcome Gift
DBS Woman's World Card
S$27
Air Miles Conversion Fee
Not Available
Air Miles Conversion
1.2Miles Per Dollar
Overseas Spendingor 0.6 DBS points per dollar on overseas spend
Welcome Gift:
Receive up to $220 cashback when you shop or dine with the promo code "SHOP220"
DBS Black American Express Card

DBS Black American Express Card

DBS Black American Express Card
S$30,000
Min. Annual Income
DBS Woman's Card

DBS Woman's Card

Welcome Gift
DBS Woman's Card
S$30,000
Min. Annual Income
Welcome Gift:
Receive up to $220 cashback when you shop or dine with the promo code "SHOP220"
DBS Black Visa Card

DBS Black Visa Card

DBS Black Visa Card
S$30,000
Min. Annual Income
1.2Miles Per Dollar
Local Spendingon local Visa contactless purchases
DBS SAFRA Card

DBS SAFRA Card

DBS SAFRA Card
S$30,000
Min. Annual Income
Not Available
Local Spending
0.17%
Cashback All SpendingStandard Cashback
DBS Takashimaya Visa Card

DBS Takashimaya Visa Card

DBS Takashimaya Visa Card
S$30,000
Min. Annual Income
Not Available
Local Spending
DBS NUS Alumni & DBS NUSS Cards

DBS NUS Alumni & DBS NUSS Cards

DBS NUS Alumni & DBS NUSS Cards
S$30,000
Min. Annual Income
Not Available
Local Spending
0.17%
Cashback All SpendingStandard Cashback

What type of credit card should I get?
There are three main types of credit cards: cashback, miles and rewards. You can read our breakdown of cashback vs miles vs rewards to find out which is best suited for your lifestyle.

What should I look out for when choosing a credit card?
Besides considering the type of credit card to go for, also consider:

  • Additional perks for spending on specific categories
  • Min. monthly spend required
  • Annual fee
  • Ongoing promotions

How much must I earn to get a credit card?
Most credit cards require you to earn a minimum annual income of S$30,000 for Singaporeans and Permanent Residents or S$40,000 for foreigners. Some exclusive credit cards require a minimum annual income of S$80,000 or more. Do prepare proof of income during your application.

How many credit cards can I have?
There isn’t any limit legislated, but bear in mind that the more credit cards you own, the more bills you have to keep track of and pay. Missing credit card payments may result in adverse effects on your credit score and high interest charges (about 25% p.a.) which can easily snowball.

Need some help?

No worries, we've got you covered!

How do credit cards work?

What's the difference between credit cards and debit cards?

How do I apply for a credit card?

When can I apply for a credit card?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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