SEPTFLASHSALE_RESULTSPAGEBANNERS_DESKTOP(DDAY).png

Best Credit Cards in Singapore (2020)

We found 14 Results for

Refine

S$

Filter by need

SingSaver's Providers

OCBC 365 Credit Card

OCBC 365 Credit Card

SingSaver's Exclusive Offer
OCBC 365 Credit Card
S$800
Monthly Spend Required
SingSaver's Exclusive Offer:
Receive up to S$100 GrabFood vouchers upon card approval. T&Cs apply.
OCBC 90°N Card

OCBC 90°N Card

Popular
OCBC 90°N Card
No Fee
Air Miles Conversion Fee
1.2Miles Per Dollar
Local Spending
2.1Miles Per Dollar
Overseas Spending
OCBC Frank Card

OCBC Frank Card

Popular
OCBC Frank Card
S$30,000
Min. Annual Income
6%
Cashback Retailon in-store mobile payments and in-store foreign currency spend
5%
Cashback on dining
OCBC NTUC Plus! Credit Card

OCBC NTUC Plus! Credit Card

Popular
OCBC NTUC Plus! Credit Card
S$30,000
Min. Annual Income
OCBC Plus! Credit Card

OCBC Plus! Credit Card

Popular
OCBC Plus! Credit Card
S$30,000
Min. Annual Income
OCBC Titanium Rewards Credit Card

OCBC Titanium Rewards Credit Card

Popular
OCBC Titanium Rewards Credit Card
S$30,000
Min. Annual Income
OCBC CashFlo Credit Card

OCBC CashFlo Credit Card

Popular
OCBC CashFlo Credit Card
S$30,000
Min. Annual Income
OCBC Robinson Group Credit Card

OCBC Robinson Group Credit Card

Popular
OCBC Robinson Group Credit Card
S$30,000
Min. Annual Income
5%
Cashback Retailon selected merchants
0.31%
Cashback on dining
OCBC Voyage Card

OCBC Voyage Card

OCBC Voyage Card
S$120,000
Min. Annual Income
1.3Miles Per Dollar
Local Spendingon local spending
OCBC Elite World Card

OCBC Elite World Card

OCBC Elite World Card
S$250,000
Min. Annual Income
Not Available
Local Spending

What type of credit card should I get?
There are three main types of credit cards: cashback, miles and rewards. You can read our breakdown of cashback vs miles vs rewards to find out which is best suited for your lifestyle.

What should I look out for when choosing a credit card?
Besides considering the type of credit card to go for, also consider:

  • Additional perks for spending on specific categories
  • Min. monthly spend required
  • Annual fee
  • Ongoing promotions

How much must I earn to get a credit card?
Most credit cards require you to earn a minimum annual income of S$30,000 for Singaporeans and Permanent Residents or S$40,000 for foreigners. Some exclusive credit cards require a minimum annual income of S$80,000 or more. Do prepare proof of income during your application.

How many credit cards can I have?
There isn’t any limit legislated, but bear in mind that the more credit cards you own, the more bills you have to keep track of and pay. Missing credit card payments may result in adverse effects on your credit score and high interest charges (about 25% p.a.) which can easily snowball.

Need some help?

No worries, we've got you covered!

How do I apply for a credit card?

When can I apply for a credit card?

How to choose the best credit cards?

What are the advantages of having a credit card?

What is the difference between Visa Card, Mastercard and American Express?

What are some common credit card fees?

What do I have to consider before getting a credit card?

Which is the easiest (or hardest) credit card to get?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

SingSaver

© 2015 - 2020 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS.

1.26.0-e871c9518