Best Credit Cards in Singapore (2020)

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KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Welcome Gift
KrisFlyer UOB Credit Card
No Fee
Air Miles Conversion Fee
3Miles Per Dollar
Overseas Spendingon overseas spending
Welcome Gift:
Receive up to 10,000 KrisFlyer miles and SingSaver-exclusive $20 cash when you apply now. T&Cs apply.
UOB One Card

UOB One Card

Popular
UOB One Card
S$30,000
Min. Annual Income
UOB YOLO Card

UOB YOLO Card

Welcome Gift
UOB YOLO Card
S$30,000
Min. Annual Income
Welcome Gift:
Receive S$150 cash credit and SingSaver-exclusive $20 cash when you apply now. T&Cs apply.
UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Popular
UOB PRVI Miles American Express Card
S$25
Air Miles Conversion Fee
1.4Miles Per Dollar
Local Spendingon local spending
2.4Miles Per Dollar
Overseas Spending
UOB Lady's Card

UOB Lady's Card

Welcome Gift
UOB Lady's Card
S$30,000
Min. Annual Income
Welcome Gift:
Receive S$150 cash credit and SingSaver-exclusive $20 cash when you apply now. T&Cs apply.
UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Welcome Gift
UOB PRVI Miles Visa Card
S$25
Air Miles Conversion Fee
1.4Miles Per Dollar
Local Spending
2.4Miles Per Dollar
Overseas Spending
Welcome Gift:
Receive S$150 cash credit and SingSaver-exclusive $20 cash when you apply now. T&Cs apply.
UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Welcome Gift
UOB PRVI Miles World MasterCard
S$25
Air Miles Conversion Fee
1.4Miles Per Dollar
Local Spendingon local spending
2.4Miles Per Dollar
Overseas Spending
Welcome Gift:
Receive S$150 cash credit and SingSaver-exclusive $20 cash when you apply now. T&Cs apply.
UOB Delight Credit Card

UOB Delight Credit Card

UOB Delight Credit Card
S$30,000
Min. Annual Income
10%
Cashbackover 4,000 house brands at Cold Storage, Giant and Guardian
UOB Singtel-UOB Card

UOB Singtel-UOB Card

UOB Singtel-UOB Card
S$30,000
Min. Annual Income
Not Available
Local Spending
1%
Cashback All SpendingStandard Cashback
UOB JCB Card

UOB JCB Card

UOB JCB Card
S$30,000
Min. Annual Income
Not Available
Local Spending

What type of credit card should I get?
There are three main types of credit cards: cashback, miles and rewards. You can read our breakdown of cashback vs miles vs rewards to find out which is best suited for your lifestyle.

What should I look out for when choosing a credit card?
Besides considering the type of credit card to go for, also consider:

  • Additional perks for spending on specific categories
  • Min. monthly spend required
  • Annual fee
  • Ongoing promotions

How much must I earn to get a credit card?
Most credit cards require you to earn a minimum annual income of S$30,000 for Singaporeans and Permanent Residents or S$40,000 for foreigners. Some exclusive credit cards require a minimum annual income of S$80,000 or more. Do prepare proof of income during your application.

How many credit cards can I have?
There isn’t any limit legislated, but bear in mind that the more credit cards you own, the more bills you have to keep track of and pay. Missing credit card payments may result in adverse effects on your credit score and high interest charges (about 25% p.a.) which can easily snowball.

Need some help?

No worries, we've got you covered!

How do credit cards work?

What's the difference between credit cards and debit cards?

How do I apply for a credit card?

When can I apply for a credit card?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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