We found 98 Results for

Sort By

Refine

Filter by need

SingSaver's Providers

American Express CapitaCard

SingSaver's Exclusive Offer
SingSaver's Exclusive Offer:
S$60 CapitaVoucher upon S$1,500 spend and S$20 CapitaVouchers when you apply via MyInfo. Receive an American Tourister Luggage (worth S$200). T&Cs apply.

Features

Apply via MyInfo and get S$20 Capitavouchers. Promotion ends 30 June 2019. Terms and Conditions apply.
Receive S$60 CapitaVoucher when you spend S$1,500 in your first 3 months (awarded in STAR$®).
Receive an American Tourister Erie 67/24 Luggage (worth S$200) when you spend an additional S$1,500 within the first 3 months upon Card approval.
Earn 5 STAR$® for every S$1 spent on eligible purchases.
Earn 3X STAR$® when you spend in CapitaLand Malls.
Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls when you spend S$1,200 in a calendar month.
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Promotions and Terms and Conditions

Welcome Offer
OFFER 1
Receive S$60 CapitaVouchers
  • Spend S$1,500 on eligible purchases of goods or services within the first 3 months upon Card approval and receive 60,000 Bonus STAR$ (equivalent of S$60 CapitaVouchers)
  • Terms and Conditions apply.

OFFER 2
Receive an American Tourister Erie 67/24 Luggage (worth S$200)
  • Spend an additional S$1,500 (total spend of S$3,000) on eligible purchases of goods and services within the first 3 months upon Card approval and receive an American Tourister Erie 67/24 Spinner Exp TSA luggage bag.
  • Terms and Conditions apply.

OFFER 3
Receive S$20 CapitaVouchers with MyInfo

Receive S$20 CapitaVouchers upon Card approval when you use MyInfo to pre-fill your application.


APR/Fees

APR
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
S$90 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
25.90%
Interest On Cash Advance
25.90%
Interest Free Repayment Period
22 Days
Fees
Annual fee
S$171.2 (First Year Fee Waiver)
Foreign Currency Transaction Fee
2.5%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

UOB One Card

Welcome Gift
Welcome Gift:
Free S$50 cash upon card approval + up to S$150 cash credit for new cardholders.

Features

SingSaver Exclusive: Get S$50 cash reward when your card is approved! Promotion ends 30 June 2019. Terms and Conditions apply.
Receive up to S$150 cash credit for new credit card holders who charge a minimum of S$1,500 within first 30 days. Promotion valid till 31 Oct 2019. Terms and Conditions apply.
Up to 5% cash rebate on ALL retail spend or S$1,200 rebate in a year (Up to 3.33% rebate for spend below S$2,000)
Additional 10% SMART$ rebate at over 300 participating merchants across dining, groceries, shopping and more
Travel Insurance Coverage of up to S$500,000 when you book your air tickets. Terms and Conditions apply.
Petrol savings of up to 20.8% at Shell and 24% at SPC
Upsize your savings with up to 3.88% bonus interest with UOB One Account
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000

Promotions and Terms and Conditions

SingSaver Exclusive Offer
Receive up to S$50 cash

Receive S$50 cash when your card is approved and activated for new and existing customers. 

Welcome Offer
Receive S$150 cash credit
  • Spend a minimum of S$1,500 in the first 30 days of card approval.
  • Only applicable for new customers only
  • Terms and Conditions apply.
  • Promotion valid till 31 Oct 2019

APR/Fees

APR
Minimum Payment
3% of current balance or S$50, whichever is higher, plus any overdue amounts.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
25.9%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
21 Days
Fees
Annual fee
S$192.60 (First Year Fee Waiver)
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Minimum Monthly Spend
S$2000

HSBC Visa Platinum Credit Card

SingSaver's Exclusive Offer
SingSaver's Exclusive Offer:
S$150 cashback or Samsonite T5 Spinner for new customers and S$30 cashback for existing customers.
5% rebate on dining, groceries and fuel + receive up to S$250 cash rebates every quarter
5% rebate on dining, groceries and fuel + receive up to S$250 cash rebates every quarter

Features

Sign Up gift for New Cardholder: S$150 cash back or Samsonite T5 Spinner with built-in scale worth S$560
Sign Up gift Existing Cardholder: S$30 cash back
To qualify for the sign up gift, Cardholder will have to spend a minimum of S$800 within a month of card approval for sign up gift. Promotion is valid till 31 July 2019. Terms and Conditions apply.
Enjoy 5% cashback on all Grocery, Petrol (Caltex, Shell) and local dining.
Enjoy up to an additional 16% instant petrol discount at all Caltex and Shell stations.
Earn 1 rewards point for every S$1 spend on all other spend. No rewards points cap. Redemption illustration: 20,000 Reward Points = S$50 cash credit or 8,000 KrisFlyer/Asia Miles.
Enjoy free movies and meals for your kids
Two years annual fee waiver
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000

Promotions and Terms and Conditions

Welcome Offer
Receive up to S$150 cashback
  • Choice of S$150 cashback or Samsonite T5 Spinner worth S$560 for new cardholders
  • Existing cardholders will receive S$30 cashback
  • To qualify, cardholder will have to spend a minimum of S$800 in the first month after card approval
  • Promotion valid till 31 July 2019
  • Terms & Conditions apply.

APR/Fees

APR
Minimum Payment
3% of statement balance or S$50.
Late payment charge
S$55 if Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$55 will be levied.
Interest On Purchases
25.90%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
20 Days
Fees
Annual fee
S$192.60 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Minimum Monthly Spend
S$1000 (Require S$1,000 in eligible purchases per month for 3 months)

Maybank Platinum Visa Card

Welcome Gift
Welcome Gift:
Receive S$100 cash credit. Terms and Conditions apply.

Features

Get S$100 cash credit with Maybank Credit Cards and Creditable. Simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a min of S$800 within first two months of approval. Terms and Conditions apply.
Get up to 3.33% cashback on all local spend. Min. spend of S$300 per month each quarter and cashback cap of S$100 per quarter.
Enjoy S$3 off movie tickets at Shaw Theatres
0.3% cashbacks on all overseas spend. Cashback capped at S$50 per month.
Travel Insurane coverage of up to S$500,000 for Maybank Platinum Visa Cardmembers
Waiver of quarterly service fee of S$20 when you charge once every 3 months
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Promotions and Terms and Conditions

Welcome Offer
Receive S$100 cashback
  • Get S$100 cash credit, simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a minimum of S$800 within first two months of approval.
  • Terms and Conditions apply.
  • Promotion valid till 31 Jul 2019

APR/Fees

APR
Minimum Payment
3% of outstanding balance or S$20, whichever is higher.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$80 will be levied.
Interest On Purchases
15.0%
Interest On Cash Advance
25.9%
Interest Free Repayment Period
20 Days
Fees
Annual fee
S$80 (First Three Years Fee Waiver)
Foreign Currency Transaction Fee
2.75%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Minimum Monthly Spend
S$300

OCBC NTUC Plus! Credit Card

Welcome Gift
Welcome Gift:
Receive S$50 cash rebate upon approval for new OCBC credit card applications
Receive your digital card instantly when you apply with MyInfo
Receive your digital card instantly when you apply with MyInfo

Features

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications. Promotion valid till 31 July 2019. Terms and Conditions apply.
Enjoy up to 12% off at FairPrice Stores and Warehouse Club, and up to 8% off at FairPrice Online.
Enjoy 18.5% fuel savings + earn 2.4% Smiles Points at Esso.
Enjoy instant 18% off all fuel grades and 0.2% LinkPoints rebate at Caltex.
Enjoy 3% off everything at Unity, Popular and Cheers.
1% LinkPoints reward on M1, Starhub & Singtel recurring bills.
Earn 0.22% LinkPoints rewards on all Visa spendings.
Min. spend of S$400 worth of Visa transactions outside FairPrice, FairPrice Online, Warehouse Club and Unity required.
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$45,000
Prevailing NTUC membership fees apply.

Promotions and Terms and Conditions

Welcome Offer
Receive $50 cash credit

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications.


APR/Fees

APR
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days
Fees
Annual fee
Free for Life
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

OCBC BEST Denki Credit Card

Welcome Gift
Welcome Gift:
Receive S$50 cash rebate upon approval for new OCBC credit card applications
Receive your digital card instantly when you apply with MyInfo
Receive your digital card instantly when you apply with MyInfo

Features

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications. Promotion valid till 31 July 2019. Terms and Conditions apply.
Receive 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged at BEST Denki E.g. S$100 spent at BEST Denki = 12 BEST Rewards = S$3 cash rebate
Instalment payment plan over a period of 6, 12, 24 or 36 months, with a minimum purchase of S$200
Earn extra 2% rebate for annual spend of S$10,000 and above, and 2.5% rebate for annual spend of S$20,000 and above.

Promotions and Terms and Conditions

Welcome Offer
Receive $50 cash credit

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications.


APR/Fees

APR
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days
Fees
Annual fee
S$160.50 (First 2 Years Fee Waiver)
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Maybank Horizon Visa Signature Card

Welcome Gift
Welcome Gift:
Receive S$100 cash credit. Terms and Conditions apply.

Features

Get S$100 cash credit with Maybank Credit Cards and Creditable. Simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a min of S$800 within first two months of approval. Terms and Conditions apply.
Earn 3.2 air miles (8X TREATS Points) per S$1 spent on dining, petrol, taxi fares and Agoda hotel bookings via Agoda.com/horizon
Earn 2 air miles (5X TREATS Point) per S$1 spent on flights, travel packages and foreign currency transactions.
Complimentary access to selected VIP airport lounges
Enjoy complimentary access to selected VIP airport lounges with min. S$1,000 in a single transaction on a retail purchase charged to your card.
Complimentary travel insurance coverage of up to S$1,000,000
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Promotions and Terms and Conditions

Welcome Offer
Receive S$100 cashback
  • Get S$100 cash credit, simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a minimum of S$800 within first two months of approval.
  • Terms and Conditions apply.
  • Promotion valid till 31 Jul 2019

APR/Fees

APR
Minimum Payment
3% of outstanding balance or S$20, whichever is higher.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$80 will be levied.
Interest On Purchases
25.9%
Interest On Cash Advance
25.9%
Interest Free Repayment Period
20 Days
Fees
Annual fee
S$180.00 (First Three Years Fee Waiver)
Foreign Currency Transaction Fee
2.75%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000 (First Three Years Fee Waiver)

HSBC Advance Credit Card

SingSaver's Exclusive Offer
SingSaver's Exclusive Offer:
S$150 cashback or Samsonite T5 Spinner for new customers and S$30 cashback for existing customers.

Features

Sign Up gift for New Cardholder: S$150 cash back or Samsonite T5 Spinner with built-in scale worth S$560
Sign Up gift Existing Cardholder: S$30 cash back
To qualify for the sign up gift, Cardholder will have to spend a minimum of S$800 within a month of card approval for sign up gift. Promotion is valid till 31 July 2019. Terms and Conditions apply.
Receive 2.5% cash back on all purchases with min. monthly spend of >S$2,000, or receive 1.5% cash back with a monthly spend of S$2,000 and below. No minimum spend required. Cash back cap at S$70 per month.
Additional 1% cash back for Advance banking customers for both spend tiers. Cash back at S$125 per month and perpetual annual fee waiver for Advance banking customers.
Get up to 16% instant petrol discount at all Caltex and Shell stations
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000

Promotions and Terms and Conditions

Welcome Offer
Receive up to S$150 cashback
  • Choice of S$150 cashback or Samsonite T5 Spinner worth S$560 for new cardholders
  • Existing cardholders will receive S$30 cashback
  • To qualify, cardholder will have to spend a minimum of S$800 in the first month after card approval
  • Promotion valid till 31 July 2019
  • Terms & Conditions apply.

APR/Fees

APR
Minimum Payment
3% of outstanding balance or S$50, whichever is greater
Late payment charge
S$55 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
25.90%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
20 Days
Fees
Annual fee
S$192.60 (First Year Fee Waiver, Perpetual fee waiver for HSBC Advance banking customers)
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Minimum Monthly Spend
S$2,000

OCBC Plus! Credit card

Welcome Gift
Welcome Gift:
Receive S$50 cash rebate upon approval for new OCBC credit card applications
Receive your digital card instantly when you apply with MyInfo
Receive your digital card instantly when you apply with MyInfo

Features

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications. Promotion valid till 31 July 2019. Terms and Conditions apply.
Enjoy up to 7% off at FairPrice Stores and Warehouse Club, and up to 3% off at FairPrice Online.
Enjoy 18.5% fuel savings + earn 2.4% Smiles Points at Esso.
Enjoy instant 18% off all fuel grades and 0.2% LinkPoints rebate at Caltex.
Enjoy 3% off everything at Unity, Popular and Cheers.
1% LinkPoints reward on M1, Starhub & Singtel recurring bills.
Earn 0.22% LinkPoints rewards on all Visa spendings.
Min. spend of S$500 worth of Visa transactions outside FairPrice, FairPrice Online, Warehouse Club and Unity required.
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$45,000
Automatic fee waiver from the 2nd year onwards with a min. spend of S$2,500 per annum.

Promotions and Terms and Conditions

Welcome Offer
Receive $50 cash credit

Receive S$50 cash rebate upon approval for new OCBC Credit Card applications.


APR/Fees

APR
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days
Fees
Annual fee
S$107.0 (First Year Fee Waiver)
Foreign Currency Transaction Fee
2.8%

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

OCBC Voyage Card

Features

Earn 15,000 bonus VOYAGE miles upon payment of annual fees (S$488 incl. GST).
Earn 2.3 VOYAGE miles per S$1 overseas spend; 1.6 VOYAGE Miles per S$1 local dining spend; 1.2 VOYAGE Mile per S$1 local spend.
1 Voyage mile = 1 KrisFlyer mile
1 Limousine transfer service complimentary with a min S$3,000 spent each month. (Valid for 3 months)
Min. income requirement for Singaporeans/PRs: S$120,000 & min. income requirement for Foreigners: S$120,000

APR/Fees

APR
Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.88%
Interest On Cash Advance
28.92% per annum the amount withdrawn subject to compounding if the monthly interest charge are not received in full (minimum charge of S$2.50)
Interest Free Repayment Period
23 Days
Fees
Annual fee
S$488.0
Foreign Currency Transaction Fee
2.0%

Eligibility

Minimum Age
21
Min. Annual Income
S$120,000

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Confused about credit card terms?

Glossary terms to know for first-time credit card users