American Express CapitaCard

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Welcome Offers from American Express

OFFER 1

Receive S$60 CapitaVouchers

  • Spend S$1,500 on eligible purchases of goods or services within the first 3 months upon Card approval and receive 60,000 Bonus STAR$ (equivalent of S$60 CapitaVouchers)
  • Terms and Conditions apply.
OFFER 2

Receive an American Tourister Erie 67/24 Luggage (worth S$200)

  • Spend an additional S$1,500 (total spend of S$3,000) on eligible purchases of goods and services within the first 3 months upon Card approval and receive an American Tourister Erie 67/24 Spinner Exp TSA luggage bag.
  • Terms and Conditions apply.

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Shopping
Dining & Entertainment
Annual Fee Waiver
Shopping
Dining & Entertainment
Annual Fee Waiver

Great for

Apply via MyInfo and get S$20 Capitavouchers. Promotion ends 30 June 2019. Terms and Conditions apply.
Receive S$60 CapitaVoucher when you spend S$1,500 in your first 3 months (awarded in STAR$®).
Receive an American Tourister Erie 67/24 Luggage (worth S$200) when you spend an additional S$1,500 within the first 3 months upon Card approval.
Earn 5 STAR$® for every S$1 spent on eligible purchases.
Earn 3X STAR$® when you spend in CapitaLand Malls.
Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls when you spend S$1,200 in a calendar month.

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Dining Spending
5.6 %
Retail Spending
5.3 %
Online Shopping Spending (Local)
5.3 %
All Spending
6.5 %

Year-round benefits

OFFER 1

Enjoy Complimentary 3-hour parking

  • Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls 
  • Register all required details here and spend at least S$1,200 on eligible purchases of goods or services per calendar month
  • Terms and Conditions apply.

Eligibility

APR/ FEES

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