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American Express Singapore Airlines KrisFlyer Credit Card Review

Pros:

  • 500 bonus air miles on first Grab booking, 3.1 mpd for first $200 on Grab rides per month
  • 5,000 bonus miles on first credit card payment
  • Automatic transfer of miles to your KrisFlyer account with no fees
  • 2 miles per dollar spent on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online), with no cap

Cons:

  • No complimentary airport lounge access
  • Annual fee of $176.55 (First year waived)
  • Low earn rate of 1.1 mpd for local spend
Summary
Local Spend: 1.1 miles per $1 spend
Foreign Currency Spend: 2 miles per $1 spend (June, December only)
Income Requirement: $30,000 (Singaporeans/PR), $60,000 (Foreigners)
Minimum Age: 21
Annual Fee (Waiver): $176.55 (First year waived)
Sign-up promotion: Up to 30,700 Krisflyer Miles, $20 CapitaVouchers via MyInfo

Table of Content

Why you should choose American Express Singapore Airlines KrisFlyer Credit Card

Do you want to fast track your air miles game?
Most credit card providers offer an extra reward to newly-approved cardholders but what makes American Express Singapore Airlines KrisFlyer Credit Card stand out is its generous welcome bonus air miles. Receive an exclusive bonus of 4,200 additional KrisFlyer miles for all SingSaver applications upon S$5,000 spend within the first 3 months of Card approval. In total, you can earn up to 30,700 miles when you spend $5,000 in the first 3 months, have your supplementary cards approved and refer a friend.
Do you use Grab for your daily commutes?
Earn 500 bonus air miles on your first Grab booking and 3.1 miles per dollar spend for the first $200 per month spent on Grab rides. That works out to around 7.9k miles in a year!
Do you travel often via Singapore Airlines?
American Express Singapore Airlines KrisFlyer credit cardholders earn 2 miles per dollar on eligible purchases made on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online). What makes this offering a cut above the rest is its unlimited feature since there is no no cap on the number of air miles that you can earn and there is also no conversion fee involved -- KrisFlyer miles are credited directly into your KrisFlyer membership account.
Do you like complimentary travel insurance?
Charge your travel tickets to the American Express Singapore Airlines KrisFlyer Credit Card and be covered against travel delays and travel accident benefits for up to S$350,000.

Using the American Express Singapore Airlines KrisFlyer Credit Card in your favour

American Express Singapore Airlines KrisFlyer Credit Card is a good entry-level air miles card if you’re looking for a fuss-free way to earn KrisFlyer miles with every spend. Because the credit card is a co-brand card by Singapore Airlines, it’s automatically linked to the SIA Frequent Flyer program and there are no inconvenient conversion or transfer fees to think about. The American Express Singapore Airlines KrisFlyer Credit Card rewards Singapore Airlines customers with 2 miles per dollar spend on eligible purchases made on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online) with no cap whatsoever.

Who can apply

Age Eligibility At least 21 years of age
Income Eligibility Singaporeans/PRs: $30,000 of annual income Foreigners: $60,000 of annual income

Charges or fees you should be aware of

Annual Fees $176.55 (First year waived)
Late Payment Charge $90
Interest on Purchases 25.9% per annum calculated daily from the date each transaction is posted to your card account until full payment is received.
Interest on Cash Advance 25.9% per annum will be charged upon the withdrawal date until the withdrawal amount and the relevant fees are paid in full.

How to apply

Click on the “Apply Now” button and complete the application form on SingSaver site. Here is what you will need during the application process:
  • Front and back of NRIC/Passport/Employment Pass
  • For salaried employees,
    • Past 12 months CPF statement (if Singaporean/PR); OR
    • Latest Income Tax Notice of Assessment and latest original computerised payslip
  • For self-employed,
    • Latest Income Tax Notice of Assessment and latest original computerised payslip

Similar cards to consider:

Looking to compare it with another air miles card?   High miles per dollar earn rate: UOB PRVI Miles No air miles expiry date card: Citi PremierMiles Visa No annual fee card: Maybank Horizon Visa Signature
Looking for other credit cards? Check out the Best Credit Cards in Singapore 2019.