American Express Platinum Card

Last updated:Apr 2019


Welcome Offers from American Express


Welcome Gift - Complimentary Hotel Stay

Spend Gift - 75,000 Membership Rewards® points

  • Only applicable to first-time applicants of the Basic Platinum Card Members
  • Apply and receive approval between 30th July and 31st December 2018 (both dates inclusive)
  • Has accumulated a spend of S$20,000 within the first three (3) months upon Card approval
  • Need some help?

    No worries, we've got you covered!

    How do credit cards work?

    A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

    What's the difference between credit cards and debit cards?

    When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

    How do I apply for a credit card?

    You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

    When can I apply for a credit card?

    You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

    Great for

    Enjoy a complimentary 3D/2N stay at Banyan Tree/Mandarin Oriental hotels overseas or a 2D/1N stay at Capella Singapore worth up to S$1,200.
    Receive an exclusive 75,000 Membership Rewards® Points Welcome Bonus, which is enough to redeem a Business Class return ticket to Bali or Bangkok, when you spend S$20,000 on your Platinum Card within the first 3 months of Card membership.
    Access to over 1,200 lounges in 130 countries worldwide with complimentary access for your guest
    Get S$400 worth of air travel credit and S$400 lodging credit when you book your next getaway with The Platinum Concierge
    Enjoy room upgrade and early check-in, when available, with guaranteed 4pm late check out and other privileges at over 1,100 FINE HOTELS & RESORTS properties worldwide
    Earn 5 Membership Rewards® points for every full S$1.60 spent at Singapore Airlines, SilkAir and Scoot; Earn 2 Membership Rewards® points for every full S$1.60 on all other spends
    Get complimentary worldwide travel insurance when you charge your travel to the Platinum Card®.
    Get complimentary worldwide travel insurance when you charge your travel to the Platinum Card®.
    Receive warm welcomes for you and your guest with special privileges at fine establishments such as 67 Pall Mall London and Zouk Singapore.
    Enjoy complimentary golf on weekdays when accompanied by one paying guest. On weekends and public holidays, enjoy complimentary golf when accompanied by two paying guests.
    Enjoy up to 50% savings at Love Dining @ Hotels at some of the best luxury hotels in Singapore such as St Regis Singapore, Conrad Centennial Singapore, Singapore Marriott Tang Plaza Hotel

    Need to know

    Min. income requirement for Singaporeans/PRs and foreigners: S$200,000


    Year-round rewards

    Cash rebate
    Air miles rewards
    Air miles rewards
    Local Spending
    0.78 miles per dollar
    Overseas Spending
    1.95 miles per dollar



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