Only you can answer this question, but here are some guidelines that can help. In general you want a credit card that helps you save money on what's important to you. For example, if you like to travel, an air miles card makes flights more affordable because you earn miles for every S$1 you spend. If you like to cook spend hundreds on groceries a month, a cashback card can help you save hundreds a year at the supermarket.By using our comparison tools, you can quickly see which credit card has benefits that are most useful to you. Make sure to compare annual fees and effective interest rates so you know what extra charges apply.