Best Deals Credit Cards in Singapore (2020)

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Standard Chartered Unlimited Credit Card

Standard Chartered Unlimited Credit Card

SingSaver's Exclusive Offer
Standard Chartered Unlimited Credit Card
No Minimum
Monthly Spend Required
SingSaver's Exclusive Offer:
Get 1x Pixie Electric Titan & Aeroccino Bundle (worth S$318). T&Cs apply.
Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

SingSaver's Exclusive Offer
Standard Chartered Rewards+ Credit Card
SingSaver's Exclusive Offer:
Get 1x Pixie Electric Titan & Aeroccino Bundle (worth S$318). T&Cs apply.
Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card
No Minimum
Monthly Spend Required
Standard Chartered X Credit Card

Standard Chartered X Credit Card

Welcome Gift
Standard Chartered X Credit Card
S$27
Air Miles Conversion Fee
Welcome Gift:
Get 30,000 welcome miles upon approval and payment of annual fee.

Receive S$20 cashback when you apply via MyInfo. T&Cs apply.

How do credit cards work?
Credit cards allow you to spend on your purchases today and make payment in the future when it’s time to settle your monthly bill. If you miss the monthly payment, you will be charged a hefty interest rate of around 25% p.a.

What types of credit cards are there in Singapore?
Each credit card has its own unique offering. They can be categorised into 3 main types.

  • Miles credit card: Rewards you with miles for every dollar spent. 
  • Cashback credit card: Rewards you with cash credited into your card to offset future spending.
  • Rewards credit card: Allows flexibility to choose the gift of your choice when you redeem your accumulated points.

Which type of credit card should I choose?
This depends on your spending habits and personal preferences. A travel lover might opt for a miles card, while others might prefer to be rewarded directly with cash. If you spend more on a specific category such as grocery, dining or shopping, you can select a card that maximises rewards for that category.

What credit card promotions are there?
Credit card promotions and sign up gifts change frequently. Most promotions are eligible for new-to-bank credit card holders, while sign up gifts for existing customers tend to be lower in value. They include: cash, cashback, vouchers, bonus airmiles, physical gifts (e.g. Apple AirPods, luggages) etc.

(Tip: Bookmark this page and stay updated on the best credit card deals!)

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How do credit cards work?

What's the difference between credit cards and debit cards?

How do I apply for a credit card?

When can I apply for a credit card?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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