SCB160PAYNOW_RESULTSPAGEBANNERS_DESKTOP.png

Best Deals Credit Cards in Singapore (2020)

We found 44 Results for

Refine

S$

Filter by need

SingSaver's Providers

Citi Cash Back+ Mastercard®

Citi Cash Back+ Mastercard®

SingSaver's Exclusive Offer
Citi Cash Back+ Mastercard®
No Minimum
Monthly Spend Required
1.6%
Cashbackno minimum spend
1.6%
Cashback
SingSaver's Exclusive Offer:
Get rewarded S$200 cash via PayNow when you activate and make a qualifying transaction with your card. T&Cs apply.
Standard Chartered Unlimited Credit Card

Standard Chartered Unlimited Credit Card

SingSaver's Exclusive Offer
Standard Chartered Unlimited Credit Card
No Minimum
Monthly Spend Required
SingSaver's Exclusive Offer:
Get S$160 cash via PayNow when you apply. Valid till 2 October 2020. T&Cs apply.
POSB Everyday Card

POSB Everyday Card

Welcome Gift
POSB Everyday Card
S$800
Monthly Spend Required
Welcome Gift:
Get rewarded S$200 cashback by entering promo code DBSFLASH in your application and making 1 spend (no min. amount). Valid till 5 Oct 2020. T&Cs apply.
Citi Cash Back Card

Citi Cash Back Card

SingSaver's Exclusive Offer
Citi Cash Back Card
S$888
Monthly Spend Required
SingSaver's Exclusive Offer:
Get rewarded S$200 cash via PayNow when you activate and make a qualifying transaction with your card. T&Cs apply.
DBS Live Fresh Card

DBS Live Fresh Card

Welcome Gift
DBS Live Fresh Card
S$600
Monthly Spend Required
Welcome Gift:
Get rewarded S$200 cashback by entering promo code DBSFLASH in your application and making 1 spend (no min. amount). Valid till 5 Oct 2020. T&Cs apply.
HSBC Advance Credit Card

HSBC Advance Credit Card

Welcome Gift
HSBC Advance Credit Card
No Minimum
Monthly Spend Required
Welcome Gift:
S$150 cashback or Samsonite luggage for new-to-bank customers + S$30 Lazada voucher for SingPass MyInfo applications. T&Cs apply.
American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card

Welcome Gift
American Express Singapore Airlines KrisFlyer Credit Card
No Fee
Air Miles Conversion Fee
1.1Miles Per Dollar
Local Spending
2Miles Per Dollar
Overseas Spending
Welcome Gift:
Receive 5,000 bonus miles in the first 3 months and a 24" Acer Monitor (worth S$349) when you apply. Valid till 30 Nov 2020. T&Cs apply.
UOB One Card

UOB One Card

SingSaver's Exclusive Offer
UOB One Card
SingSaver's Exclusive Offer:
Get S$80 cash via PayNow when you apply. Valid till 15 Oct 2020. T&Cs apply.
OCBC 365 Credit Card

OCBC 365 Credit Card

SingSaver's Exclusive Offer
OCBC 365 Credit Card
S$800
Monthly Spend Required
SingSaver's Exclusive Offer:
Receive up to S$100 GrabFood vouchers upon card approval. T&Cs apply.
BOC Family Card

BOC Family Card

Popular
BOC Family Card
S$30,000
Min. Annual Income

How do credit cards work?
Credit cards allow you to spend on your purchases today and make payment in the future when it’s time to settle your monthly bill. If you miss the monthly payment, you will be charged a hefty interest rate of around 25% p.a.

What types of credit cards are there in Singapore?
Each credit card has its own unique offering. They can be categorised into 3 main types.

  • Miles credit card: Rewards you with miles for every dollar spent. 
  • Cashback credit card: Rewards you with cash credited into your card to offset future spending.
  • Rewards credit card: Allows flexibility to choose the gift of your choice when you redeem your accumulated points.

Which type of credit card should I choose?
This depends on your spending habits and personal preferences. A travel lover might opt for a miles card, while others might prefer to be rewarded directly with cash. If you spend more on a specific category such as grocery, dining or shopping, you can select a card that maximises rewards for that category.

What credit card promotions are there?
Credit card promotions and sign up gifts change frequently. Most promotions are eligible for new-to-bank credit card holders, while sign up gifts for existing customers tend to be lower in value. They include: cash, cashback, vouchers, bonus airmiles, physical gifts (e.g. Apple AirPods, luggages) etc.

(Tip: Bookmark this page and stay updated on the best credit card deals!)

Need some help?

No worries, we've got you covered!

How do credit cards work?

How do I apply for a credit card?

What’s the difference between debit cards and credit cards?

What are the different types of credit cards available?

What is the difference between Visa Card, Mastercard and American Express?

What are the fees involved when using a credit card?

What is the minimum balance payment for credit cards?

How to avoid or prevent credit card fraud?

What credit card promotions are there?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

SingSaver

© 2015 - 2020 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS.

1.27.0-9c2d7578e