Citi PremierMiles Card Review (2020)


  • No expiry date for air miles
  • Widest range of frequent flyer transfer partners
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Complimentary travel accident insurance of up to S$1 million
  • Priority Pass with two free visits per year


  • Administrative fee of S$25 per redemption to transfer your miles
  • Annual fee of S$192.60 (either first year waiver or 37,300 Welcome miles, terms and conditions apply)
  • Transit-related transactions are not eligible to earn miles
Local Spend: 1.2 air miles per S$1 spend
Overseas Spend: 2 miles per $1 spend
Income Requirement: S$30,000 (Singaporeans/PR), S$42,000 (Foreigners)
Minimum Age: 21
Annual Fee (Waiver): S$192.60 (choose between first year waiver and 37,300 Welcome miles)
Sign-up promotion: Free Airpods Pro (worth S$379) for new customers, S$30 cash via PayNow upon approval for existing customers.

Table of Content

Why you should choose Citi PremierMiles card

Flexible air miles redemption
Air miles earned via Citi PremierMiles card do not expire and can be redeemed anytime. Great for those who like taking their time to accumulate miles over a time horizon. An administrative fee of S$25 is chargeable per redemption a small price to pay for expiry-free air miles.
Maximise your bookings via online travel sites
Citi PremierMiles card offers 10% discount on and up to 7 miles per $1 spend on When you finally travel, you earn a respectable 2 miles for S$1 overseas spend.
Complimentary travel insurance
Citi PremierMiles card offers up to S$1 million in coverage in the event of death or permanent disablement, when you charge your air ticket to the card.
Travel in style
The Citi PremierMiles card offers 2-time per year access to over 600 airport lounges under the Priority Pass program.

Who can apply

Age Eligibility At least 21 years of age
Annual Income Eligibility Singaporeans/PRs: S$30,000 Foreigners: S$42,000

Charges or fees you should be aware of

Annual Fees S$192.60 (First year waived or 40,000 welcome miles option, terms and conditions apply)
Late Payment Charge S$100
Interest on Purchases 26.9% per annum calculated daily from the date each transaction is posted to your card account until full payment is received.
Interest on Cash Advance 26.9% per annum will be charged upon the withdrawal date until the withdrawal amount and the relevant fees are paid in full.

How to apply

Decided to pick this card up? Click on the “Apply Now” button and complete the application form on SingSaver. Note that you will need to prepare the following documents.
Salaried employees Past 12 months' CPF statement (if Singaporean/PR); OR Latest Income Tax Notice of Assessment; OR Latest original computerised payslip
Self-employed Latest Income Tax Notice of Assessment and last 3 months bank statements
All Applicants Front and back of NRIC/Passport/Employment Pass

Similar cards to consider:

Looking to compare it with another air miles card?   No air miles expiry date card: DBS Altitude Visa   High miles per dollar earn rate: UOB PRVI Miles   Entry-level card for bonus miles: AMEX KrisFlyer Blue   Looking for other credit cards? Check out the Best Credit Cards in Singapore 2020.