Citi Prestige Card

Last updated:Apr 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Exclusive Offer

from SingSaver

OFFER 1

Receive S$200 vouchers

$200 Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. 

  • Get $30 NTUC FairPrice vouchers upon approval for existing customers.
  • Terms and Conditions apply.
  • Promotion valid till 30 June 2019.

Welcome Offers from Citibank

OFFER 1

Welcome Miles upon annual fee payment

Earn 62,500 Citi Dollars (or 25,000 Citi Miles) with card membership renewal, subject to annual fee payment.

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Travel
Travel

Great for

SingSaver Exclusive: Get S$200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Promo ends 30 June 2019. Terms and Conditions apply.
SingSaver Exclusive: Get S$30 NTUC FairPrice vouchers upon approval for existing customers. Promo valid till 30 June 2019.
Earn 3.25 Citi Dollars (or 1.3 miles) per S$1 local spend and 5 Citi Dollars (or 2 miles) per S$1 overseas spend.
Enjoy unlimited complimentary access to over hundreds of VIP airport lounges for primary cardmembers and one accompanying guest. One complimentary night at any hotel of your choice with a booking of at least 4 consecutive night stay. Bookings must be made via Citi Prestige Concierge.
Enjoy 10 complimentary airport limousine transfers. Entitled to 4 complimentary one-way airport transfers for 1 Jan 2019 to 31 March 2019, and 2 complimentary one-way airport transfers per quarter from 1 April 2019 to 31 December 2019. Minimum spend criteria of $20,000 in the quarter is required. Terms and Conditions apply.
Earn 62,500 Citi Dollars (or 25,000 Citi Miles) with card membership renewal, subject to annual fee payment.
Citi Miles never expire.
Redeem your miles for flights, hotels, rewards or cash rebates. 1,650 Citi Miles = S$10 cash rebate.

Need to know

Min. income requirement for Singaporeans/PRs: S$120,000 & min. income requirement for Foreigners: S$120,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
Local Spending
0.79 %
1.3 miles per dollar
Overseas Spending
N/A
2 miles per dollar

Eligibility

APR/ FEES

Isn't the best product for you?

Compare more credit cards on SingSaver