Earn up to 10% Citi Rebate on your M1 recurring bills and 0.3% Citi Rebate on all retail transactions.
Earn up to 1% Citi Rebate on purchases at M1 Shops.
Up to 24-month interest-free instalment plan on handset purchases (applicable for phones above $200)
Offset your M1 Bill or devices and accessories purchases at M1 Shops using your Citi Rebate.
Complimentary replacement for lost and damaged SIM cards
Need to know
10% Citi rebate is only on spend of more than S$600 per month. Otherwise 3% rebate if total spend is S$300 to S$600 per month, or 0.5% if it is less than S$300 per month.
Total Spend includes all retail purchases in local or foreign currency. You will earn Citi Rebate at a base rate of 0.3% on all retail purchases and additional Bonus Citi Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.
Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$42,000
Air miles rewards
Min. Annual Income
S$192.60 (First Year Waiver)
Foreign Currency Transaction Fee
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.