HSBC Revolution Credit Card

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Welcome Offers from HSBC

OFFER 1

Receive up to S$150 cashback

  • Choice of S$150 cashback or Samsonite T5 Spinner worth S$560 for new cardholders
  • Existing cardholders will receive S$30 cashback
  • To qualify, cardholder will have to spend a minimum of S$800 in the first month after card approval
  • Promotion valid till 31 July 2019
  • Terms & Conditions apply.

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Shopping
First Timers
Annual Fee Waiver
Shopping
First Timers
Annual Fee Waiver

Great for

Sign Up gift for New Cardholder: S$150 cash back or Samsonite T5 Spinner with built-in scale worth S$560
Sign Up gift Existing Cardholder: S$30 cash back
To qualify for the sign up gift, Cardholder will have to spend a minimum of S$800 within a month of card approval for sign up gift. Promotion is valid from till 31 July 2019. Terms and Conditions apply.
Earn 5x rewards points per S$1 spent online, on local dining, and entertainment. All other spend earns 1 reward point. No min. spend required. No cap on rewards point.
Enjoy up to an additional 16% instant petrol discount at all Caltex and Shell stations.
Redemption illustration: 20,000 Reward Points = S$50 cash credit or 8,000 KrisFlyer/Asia Miles.

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
All Spending
1.52 %
Retail Spending
1.52 %
Dining Spending
1.52 %
Online Shopping Spending (Local)
1.52 %
Online Shopping Spending (Overseas)
1.52 %

Eligibility

APR/ FEES

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