HSBC Visa Infinite Credit Card

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Welcome Offers from HSBC

OFFER 1

Welcome Miles

Receive 35,000 welcome miles redeemable with over 40 airlines in the form of 87,500 HSBC Rewards Points upon annual fee payment, for new cardholders

Need some help?

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How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Travel
Airport Lounge Access
Big Ticket Purchases
Travel
Airport Lounge Access
Big Ticket Purchases

Great for

Welcome gift of 35,000 airmiles for new customers.
Enjoy one complimentary limousine transfer and one expedited immigration clearance with every S$2,000 spent on eligible purchases in a calendar month, up to 24 times each in a calendar year. Receive these complimentary services at the start of each year.
Unlimited access to over 1,200 VIP airport lounges worldwide with a complimentary Priority Pass Membership.
For subsequent privileges, enjoy 1x limousine transfer and 1x expedited immigration clearance for every S$2,000 eligible spend in a month, up to 24x each calendar year
Charge the full travel expense to your card and enjoy coverage of up to USD2,000,000 for your family members
Earn 1 airmile per local spend or 2 airmiles per overseas spend for the first year of membership and subsequent years if min. spend is not met. Earn 1.25 airmile per local spend or 2.25 airmiles per overseas spend for subsequent years if min. spend is met
Shop at selected designer boutique such as B&O, Max Mara, Y-3 etc to earn 10x HSBC rewards points
Please note that you will be directed to HSBC website. By proceeding, you acknowledge and agree that HSBC will share your information with Singsaver pertaining to your application, including but not limited to your personal particulars and details relating to the qualification of the sign-up promotion.

Need to know

Airmiles are credited in the form of HSBC rewards points. To transfer rewards points to miles, annual programme fee of S$40 is required.
Min. income requirement for Singaporeans/PRs: S$120,000 & min. income requirement for Foreigners: S$120,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
All Spending
0.63 %
N/A
Local Spending
N/A
1.2 miles per dollar
Overseas Spending
N/A
2.2 miles per dollar

Eligibility

APR/ FEES

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Choosing the Best Credit Card Deals in Singapore

The best credit card deals are the ones that help you save time and money in the long run. At SingSaver.com.sg, we are committed to helping you find the credit card that works for your spending habits and needs, so we have created filters in those categories to help you find the credit card that best suits you

How Do Our Best Deals work?

Our financial comparison service helps to filter the best deals for you according to the criteria you have toggled. It’s a service that is 100% free, unbiased and up-to-date, and made available to you only because of our partnership with financial institutions.

Find a Deal No Matter Where You Are

At SingSaver.com.sg, we take your financial security very seriously. We know better than anyone that there is a product out there for every niche, be it air miles or rewards points. The wrong card can make or break your financial situation, costing you thousands of dollars in the long run. That's why we've made it our job to match you with the right card for your needs.

Time is money, and we can save you hours of web browsing by reviewing a variety of products from the comfort of your mobile. You can view our most popular cards at a glance, each chosen for their combination of rates and benefits ideal for the average cardholder's budget. All of our picks come from Singapore's most trusted banks, along with globally-renowned brands and of course, only the best credit card deals.

What are the common credit card rewards?

Credit card rewards come in many forms, the two major incentives are air miles and cash back. Many card issuers have different credit card rewards programs– cardholders can earn reward points for their spending and redeem the points for cash back, air miles, gift vouchers or free gifts, while some banks sell their credit cards with cash back rewards. If you love to travel or you are a frequent traveler who uses your credit card to book flights and hotels on a regular basis, air miles credit cards can earn you more air miles quickly, while you can redeem your miles for award flights, hotel stays and other travel offers. Visit SingSaver.com.sg's blog to know more about how to earn more rewards with your credit card.