Maybank Horizon Visa Signature Card

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Welcome Offers from Maybank

OFFER 1

Receive S$100 cashback

  • Get S$100 cash credit, simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a minimum of S$800 within first two months of approval.
  • Terms and Conditions apply.
  • Promotion valid till 31 Jul 2019

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Travel
Annual Fee Waiver
Travel
Annual Fee Waiver

Great for

Get S$100 cash credit with Maybank Credit Cards and Creditable. Simply apply for 2 new Maybank Credit Cards and CreditAble and charge to your card or withdraw from CreditAble Account a min of S$800 within first two months of approval. Terms and Conditions apply.
Earn 3.2 air miles (8X TREATS Points) per S$1 spent on dining, petrol, taxi fares and Agoda hotel bookings via Agoda.com/horizon
Earn 2 air miles (5X TREATS Point) per S$1 spent on flights, travel packages and foreign currency transactions.
Complimentary access to selected VIP airport lounges
Enjoy complimentary access to selected VIP airport lounges with min. S$1,000 in a single transaction on a retail purchase charged to your card.
Complimentary travel insurance coverage of up to S$1,000,000

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
All Spending
2.96 %
N/A
Local Spending
N/A
3.2 miles per dollar
Overseas Spending
N/A
2 miles per dollar

Eligibility

APR/ FEES

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