American Express CapitaCard Review 2021

Offers

Welcome Offers from American Express

OFFER 1

Get rewarded with 120,000 STAR$

Promotion valid only for new American Express cardmembers
A min. spend of S$2,400 on eligible goods and services is required within 2 months of card approval
Valid till 30 June 2021
Terms and Conditions apply

OFFER 2

Receive a S$20 Dairy Farm Group voucher

Promotion valid only for new American Express cardmembers
Promotion valid with other welcome offers for this card
A min. spend of S$1 on eligible goods and services must be made within the first month of card approval
Valid till 30 June 2021
Terms and Conditions apply

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Shopping

Dining & Entertainment

Annual Fee Waiver

Shopping

Dining & Entertainment

Annual Fee Waiver

Great for

Earn 15 STAR$® for every S$1 spent in participating CapitaLand Malls

Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls

Earn 5 STAR$® for every S$1 spent on eligible purchases of goods and services outside CapitaLand Malls

Use your STAR$® to redeem CapitaVouchers: 5,000 STAR$® is equivalent to a S$5 CapitaVoucher

Convert STAR$® to KrisFlyer miles: 9,880 STAR$® is equivalent to 380 miles

Enjoy 3-hour complimentary parking at participating CapitaLand Malls when you spend S$1,200 a month, or complimentary privileged parking when you spend S$1,800

Need to know

STAR$® can only be redeemed for CapitaVoucher in denominations of 5,000, 10,000 or 50,000 STAR$® only

STAR$® earned for spending at participating CapitaLand Malls are capped at S$1,200 per calendar month

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Dining Spending

6.5 %

Retail Spending

6.5 %

Local Spending

1.5 %

All Spending

0.5 %

Year-round benefits

OFFER 1

Enjoy Complimentary 3-hour parking

Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls
Register all required details here and spend at least S$1,200 on eligible purchases of goods or services per calendar month
Terms and Conditions apply.

OFFER 2

Receive S$20 CapitaVouchers for each Supplementary Card approved

Capped at S$40 CapitaVouchers, for first 2 Supplementary Cards
Terms and Conditions apply

Eligibility

Minimum Age

Min. Annual Income

S$30,000

APR/ FEES

Fees

Annual fee

S$171.2 (First Year Fee Waiver)

Foreign Currency Transaction Fee

2.95%

Repayment

Minimum Payment

S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late payment charge

S$90 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest On Purchases

26.90%

Interest On Cash Advance

26.90%

Other information

Credit card type

American Express

American Express CapitaCard

Offers

Get rewarded with 120,000 STAR$

Receive a S$20 Dairy Farm Group voucher

Earn 5 STAR$ for every S$1 you top up on your GrabPay wallet

Benefits

Year-round rewards

Year-round benefits

Enjoy Complimentary 3-hour parking

Receive S$20 CapitaVouchers for each Supplementary Card approved

Eligibility

Eligibility

APR/ FEES

Fees

Repayment

Other information

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