American Express CapitaCard Review 2021

Offers

Welcome Offers from American Express

OFFER 1

Earn 5 STAR$ for every S$1 you top up on your GrabPay wallet

Registration for promotion required on the American Express app or web portal
A maximum of 5,000 Membership Rewards® points can be earned
Promotion valid only for the first 15,000 enrolments
Valid till 10 May 2021
Terms and Conditions for American Express offers apply. Please find the full offer details in your American Express app.

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Shopping

Dining & Entertainment

Annual Fee Waiver

Shopping

Dining & Entertainment

Annual Fee Waiver

Great for

Earn 15 STAR$® for every S$1 spent in participating CapitaLand Malls

Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls

Earn 5 STAR$® for every S$1 spent on eligible purchases of goods and services outside CapitaLand Malls

Use your STAR$® to redeem CapitaVouchers: 5,000 STAR$® is equivalent to a S$5 CapitaVoucher

Enjoy 3-hour complimentary parking at participating CapitaLand Malls when you spend S$1,200 a month, or complimentary privileged parking when you spend S$1,800

Need to know

STAR$® can only be redeemed for CapitaVoucher in denominations of 5,000, 10,000 or 50,000 STAR$® only

STAR$® earned for spending at participating CapitaLand Malls are capped at S$1,200 per calendar month

Benefits

Year-round rewards

Cash rebate

Air miles rewards

Cash rebate

Dining Spending

6.5 %

Retail Spending

6.5 %

Local Spending

1.5 %

All Spending

0.5 %

Year-round benefits

OFFER 1

Enjoy Complimentary 3-hour parking

Enjoy Complimentary 3-hour parking per mall, per day across participating CapitaLand Malls
Register all required details here and spend at least S$1,200 on eligible purchases of goods or services per calendar month
Terms and Conditions apply.

OFFER 2

Receive S$20 CapitaVouchers for each Supplementary Card approved

Capped at S$40 CapitaVouchers, for first 2 Supplementary Cards
Terms and Conditions apply

Eligibility

Minimum Age

Min. Annual Income

S$30,000

APR/ FEES

Fees

Annual fee

S$171.2 (First Year Fee Waiver)

Foreign Currency Transaction Fee

2.95%

Repayment

Minimum Payment

S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late payment charge

S$90 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest On Purchases

26.90%

Interest On Cash Advance

26.90%

Other information

Credit card type

American Express

American Express CapitaCard

Offers

Earn 5 STAR$ for every S$1 you top up on your GrabPay wallet

Benefits

Year-round rewards

Year-round benefits

Enjoy Complimentary 3-hour parking

Receive S$20 CapitaVouchers for each Supplementary Card approved

Eligibility

Eligibility

APR/ FEES

Fees

Repayment

Other information

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