Citi Cash Back Card

Last updated:Mar 2021
S$30,000
Min. Annual Income
Offers
Benefits
Eligibility
APR/ FEES

Offers

Exclusive Offer

from SingSaver

OFFER 1

Get an Apple Watch SE (worth S$419) or S$350 cash via PayNow

  • Promotion is valid for new cardmembers who successfully apply and make a min. spend of S$200
  • Spend must be made on eligible goods and services within 30 days of card approval
  • Existing Citibank cardmembers get S$30 cash via PayNow
  • Valid till 15 April 2021
  • Terms and Conditions apply

    Dining & Entertainment
    Dining & Entertainment
    Daily Expenses
    Daily Expenses
    Annual Fee Waiver
    Annual Fee Waiver
    Dining & Entertainment
    Dining & Entertainment
    Daily Expenses
    Daily Expenses
    Annual Fee Waiver
    Annual Fee Waiver

    Great for

    6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
    8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
    Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
    Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
    0.25% cashback for all other spending, even if you do not meet the min. monthly spend
    Read our full review of the Citi Cash Back Card

    Need to know

    Min. monthly spend of S$800 required to earn bonus cashback
    S$80 combined cashback cap across all categories

    Benefits

    Year-round rewards

    Cash rebate
    Air miles rewards
    Cash rebate
    Local Spending
    8 %
    Dining Spending
    6 %
    Supermarket Spending
    8 %
    Petrol Spending
    8 %
    Retail Spending
    0.25 %
    Online Shopping Spending (Local)
    0.25 %

    Year-round benefits

    OFFER 1

    Enjoy up to 20.88% fuel savings

    Enjoy up to 22.72% fuel savings at Esso and 20.88% fuel savings at Shell

    • Terms and Conditions apply.
    • 22.72% fuel savings at Esso includes 5% Esso site discount, 5% Esso Smiles Card discount, 2% Esso Synergy Supreme+ fuel discount, 4% Citi Card discount and 8% cash back with Citi Cash Back Card (on nett purchase).
    • 20.88% savings is calculated based on: 5% Shell site discount, 5% Shell Escape Card discount, 4% Citi Card discount and 8%~ cash back (after Shell and Citi discounts) with Citi Cash Back Card. 14% savings is calculated based on: 5% Shell site discount, 5% Shell Escape Card discount and 4% Citi Card discount.

    Eligibility

    APR/ FEES

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    Frequently Asked Questions
    How do I earn cash back?

    Simply spend a minimum of S$888 based on posted transactions per statement month to earn 8% cash back on dining, groceries, and petrol.

      What is the difference between transaction date and posting date?

      Transaction date refers to the date when a purchase is made.
      Posting date refers to the date the transaction is received by the card issuer. The cash back computation is based on the posting date of the transactions.

      When will the cash back be credited to my statement?

      As and when cash back is earned, it will be credited to the card account on a monthly basis on the date of that month's statement of account. Citibank then, will only credit cash back for amounts above S$50 and in integral multiples of S$10.

      SingSaver

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