Year-round rewards
Cash rebate
Air miles rewards
Cash rebate
All Spending
0.3 %
Dining Spending
5 %
Supermarket Spending
5 %
Online Shopping Spending (Local)
3 %
Retail Spending
3 %
Online Shopping Spending (Overseas)
5 %
Citi SMRT Platinum Visa Card
Last updated:Feb 2021
S$30,000
Min. Annual Income5%
Cashback on diningon selected dining merchantsBenefits
Eligibility
APR/ FEES
Daily Expenses
First Timers
Dining & Entertainment
Annual Fee Waiver
Daily Expenses
First Timers
Dining & Entertainment
Annual Fee Waiver
Great for
5% rebate at NTUC FairPrice, Giant, Sheng Siong (7.3% cashback at FairPrice Xtra Kallang Wave) with min. S$50 transaction
5% rebate at selected fast food eateries, coffee chains, cinemas
3% rebate on online spending except travel-related purchases. Includes online shopping, taxi/ride-hailing apps, food delivery, online groceries.
0.3% rebate on all other spending
Option to redeem rebates in the form of cashback or vouchers via SMS or Citibank Online
Doubles as EZ-Link Card with no convenience fee for auto top-up
Need to know
Min. spend of S$300 required to earn full cashback. Otherwise, cashback drops by 0.3%.
Cash rebates have to be redeemed manually
Cashback capped at S$600 per year
Benefits
Eligibility
Eligibility
Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$300
APR/ FEES
Fees
Annual fee
S$160.50 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.25%
Repayment
Minimum Payment
1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.
Late payment charge
S$100 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.9%
Interest On Cash Advance
28.0%
Other information
Supported Payment Type
Apple Pay
Samsung Pay
Samsung Pay
Credit card type
Visa Platinum
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