DBS Black American Express Card
Last updated: Oct 2021
S$ 30,000
Min. Annual Income
6 %
Cashback
on dining, groceries and shopping
minimum spend of S$600 for New Cardmembers or S$800 for Existing Cardmembers each calendar month, valid till 30 April 2019.
0.17 %
Cashback
(Indirect Cashback) S$1 local spend = 0.2 point on all spend. 1,200 points redeemed = S$10 cash credit. Equivalent to 0.17% cashback.
Daily Expenses
Shopping
Annual Fee Waiver

Great for

  • 1X DBS point (or 2 miles) for every S$5 spent on purchases
  • Enjoy DBS deals for dining, shopping and travel
  • Exclusive American Express Selects privileges all year round

Need to know

  • DBS points are only awarded for every S$5 spent

Year-round rewards

All Spending
0.17 %
(Indirect Cashback) S$1 local spend = 0.2 point on all spend. 1,200 points redeemed = S$10 cash credit. Equivalent to 0.17% cashback.
Overseas Spending
0.17 %
(Indirect Cashback) S$1 local spend = 0.2 point on all spend. 1,200 points redeemed = S$10 cash credit. Equivalent to 0.17% cashback.
Retail Spending
6 %
minimum spend of S$600 for New Cardmembers or S$800 for Existing Cardmembers each calendar month, valid till 30 April 2019.
Local Spending
6 %
minimum spend of S$600 for New Cardmembers or S$800 for Existing Cardmembers each calendar month, valid till 30 April 2019.
Dining Spending
6 %
minimum spend of S$600 for New Cardmembers or S$800 for Existing Cardmembers each calendar month, valid till 30 April 2019.

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Fees

Annual fee
S$192.60 (First Year Fee Waiver)
Foreign Currency Transaction Fee
3.0%

Repayment

Minimum Payment
3% of statement balance or S$50.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.9%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
20 Days

Other information

Credit card type
American Express

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