OCBC CashFlo Credit Card
Last updated: Apr 2022
S$
30,000
Min. Annual Income
1
%
Cashback
with monthly bill of $1,000 and above
0.5
%
Cashback
0.5% on all spend. Max Cashback = S$100/month.
Daily Expenses
Annual Fee Waiver

Great for

  • Purchases are automatically split across 3 or 6 months payment to ease your cashflow
  • 0% interest on monthly instalments
  • Earn up to S$100 cash rebates each month

Need to know

  • Not applicable to any cash advance, balance transfer, instalment payment plan, interest fees and other promotions and transactions

Year-round rewards

CASH REBATE
All Spending
0.5 %
0.5% on all spend. Max Cashback = S$100/month.
Local Spending
1 %
with monthly bill of $1,000 and above

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000
Monthly Spend Required
S$1,000

Fees

Annual fee
S$160.50 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.25%

Repayment

Minimum Payment
S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Late payment charge
If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of S$100 will be levied.
Interest On Purchases
25.92%
Interest On Cash Advance
28.92%
Interest Free Repayment Period
23 Days

Other information

Supported Payment Type
Apple Pay
Google Pay
Samsung Pay
Credit card type
Mastercard

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