Standard Chartered Rewards+ Credit Card
Last updated: Dec 2022
S$
30,000
Min. Annual Income
3.13
%
Cashback Retail
on online spends in foreign currency
Based on conversion rate of 32,000 points = $100 cash rebate
4
Miles Per Dollar
Overseas Spending
If you hold a Standard Chartered X Credit Card
Dining & Entertainment
Shopping
Annual Fee Waiver

Great for

  • Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions
  • Up to 5X reward points for every S$1 spent on dining transactions
  • 1 reward point for every S$1 spent on all eligible spend
  • No min. spend required, 2 year annual fee waiver
  • Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card
  • Read our full review of the Standard Chartered Rewards+ Credit Card

Need to know

  • Additional reward points are capped at 20,000 points per year
  • Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions

Year-round rewards

Online Shopping Spending (Overseas)
3.13 %
(Indirect Cashback) S$1 = 10 points 32,000 points = S$100 cash credit, equivalent to 3.13% cashback
Dining Spending
1.56 %
(Indirect Cashback) S$1 = 1 point, 32,000 points = S$100 cash credit, equivalent to 1.56% cash back
Retail Spending
3.13 %
Based on conversion rate of 32,000 points = $100 cash rebate
Overseas Spending
3.13 %
Based on conversion rate of 32,000 points = $100 cash rebate
All Spending
0.31 %
Based on conversion rate of 32,000 points = $100 cash rebate
Local Spending
N/A

Eligibility

Minimum Age
21
Min. Annual Income
S$30,000

Fees

Annual fee
S$192.60 (First Two Years Fee Waiver)
Foreign Currency Transaction Fee
3.5%

Repayment

Minimum Payment
S$50 or 1% of principal plus interest, fees and charges; plus any overlimit amount and past due amount.
Late payment charge
S$80 if Minimum Payment Due is not received on or before the Payment Due Date.
Interest On Purchases
26.9%
Interest On Cash Advance
28.0%
Interest Free Repayment Period
22 Days

Other information

Supported Payment Type
Apple Pay
Google Pay
Samsung Pay
Credit card type
Visa Signature

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