Standard Chartered Unlimited Credit Card

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Exclusive Offer

from SingSaver

OFFER 1

Receive up to S$100 cash

Receive S$100 cash when your card is approved and activated for new customers. 

Welcome Offers from Standard Chartered

OFFER 1

$100 cashback for new customers, $20 cashback for existing customers

Get $100 cash back for new customers & $20 cash back for existing customers! 

OFFER 2

$20 cashback when you apply for a digital card

NEW!S$20 cashback when you are instantly approved, activate your virtual card and make at least one Eligible Retail Transaction within 3 days of the date of instant approval. 

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Fuss free cashback cap with no min spend and no cashback cap

Fuss free cashback cap with no min spend and no cashback cap

Daily Expenses
Dining & Entertainment
Shopping
Big Ticket Purchases
First Timers
Annual Fee Waiver
Daily Expenses
Dining & Entertainment
Shopping
Big Ticket Purchases
First Timers
Annual Fee Waiver

Great for

SingSaver Exclusive: Get S$100 cash when your card is activated - for new customers only! Existing customers get $50 cash. Promotion is valid till 30 June 2019. Terms and Conditions apply.
Get S$100 cash back for new customers & S$20 cash back for existing customers! This promotion ends 30 June 2019. Terms and Conditions apply.
NEW! Receive your digital card instantly with MyInfo. Receive a S$20 cashback when you are instantly approved, activate your virtual card and make at least one Eligible Retail Transaction within 3 days of the date of instant approval. Promotion valid till 30 June 2019. Terms and Conditions apply.
Enjoy 1-for-1 Dining Privileges at selected restaurants with The Good Life®
1.5% cashback for all eligible spends. No min. spend and no cash back cap.
Receive a total of 3% cashback on foreign currency spend. Promotion valid till 30 June 2019. Terms and Conditions apply.
Double up as your EZ-Link card for hassle-free auto top-up with EZ-Reload

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$60,000.

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
All Spending
1.5 %
Retail Spending
1.5 %
Overseas Spending
3 %
Online Shopping Spending (Overseas)
3 %
Dining Spending
1.5 %
Local Spending
1.5 %

Year-round benefits

OFFER 1

3% cashback on foreign currency spend

Receive a total of 3% cashback on foreign currency spend.

  • 1.5% per BAU cashback;
  • Additional 1.5% cashback on eligible retail transactions charged in a currency that is not Singapore Dollars between 15 February 2019 and 30 June 2019.
  • Terms and Conditions apply.

Eligibility

APR/ FEES

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