Standard Chartered Visa Infinite Credit Card

• SingSaver Exclusive: Get $100 cash when your card is activated - for new customers only! Existing customers get $50 cash. Promotion is valid from 1 February 2019 to 28 February 2019. Terms and Conditions apply.
• Receive either 35,000 welcome miles with payment of annual fee.
• Earn 3 miles per S$1 spent overseas; 1.4 miles per S$1 spent locally. Min. spend of $2,000 per month. Earn 1 mile per S$1 spend if min. spend is not charged.
• Up to 6 complimentary access to airport lounges each year with Priority Pass.
• Enjoy 1-for-1 Dining Privileges at selected restaurants with The Good Life®
• Enjoy Up to 50% off a la carte dining and selected buffets at The Fullerton Hotel Singapore and The Fullerton Bay Hotel Singapore.
• Get up to 15% cashback on Grab rides in Singapore and overseas. Valid till 31 March 2019. Terms and Conditions apply.
Min. income requirement:
Singaporeans/PRs: S$150,000
Foreigners: S$150,000
Min. income requirement:
Singaporeans/PRs: S$150,000
Foreigners: S$150,000
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Citi PremierMiles Visa Card

• SingSaver Exclusive gift promotion ends on 28 Feb 2019. Get $200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Get $30 vouchers upon approval for existing customers.
• Bank Welcome Gift: Get 30,000 bonus miles with annual fee payment of $192.60 + spend a min. of $7,500 within the first 3 months. Promo ends 28 Feb 2019. Bank T&C applies.
• Earn 2 Citi miles per S$1 overseas spend in foreign currency and 1.2 Citi miles per S$1 local spend. 1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Royal Orchid Plus and etc. S$25 administration fee will be charged for each FFP redemption.
• Complimentary access to over 600 airport VIP lounges twice a year with Personalised Priority Pass membership card.
• 10,000 Citi Miles with card membership renewal, subject to annual fee payment.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$42,000

SCB Unlimited Credit Card

• SingSaver Exclusive: Get $150 cash when your card is activated - for new customers only! Existing customers get $50 cash. Promotion is valid till 28 February 2019. Terms and Conditions apply.
• Get $100 cash back for new customers & $20 cash back for existing customers! This promotion ends 31 March 2019. Terms and Conditions apply.
• Enjoy 1-for-1 Dining Privileges at selected restaurants with The Good Life®
• Enjoy Up to 50% off a la carte dining and selected buffets at The Fullerton Hotel Singapore and The Fullerton Bay Hotel Singapore.
• Exclusive offers with brands at MBS. Participating retails brands may be found here
• 1.5% cashback for all eligible spends. No min. spend and no cash back cap.
• Double up as your EZ-Link card for hassle-free auto top-up with EZ-Reload
• Get up to 15% cashback on Grab rides in Singapore and overseas. Valid till 31 March 2019. Terms and Conditions apply.
• First two years fee waiver ($192.60/year)

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$60,000

American Express Singapore Airlines KrisFlyer Ascend Credit Card

• Receive 5,000 welcome miles on first spend on card. Spend $6,000 within 3 months of card approval and receive 15,000 miles + 7,200 miles on 1.2 earn rate. Spend another $6,000 between 4th to 6th month of membership and receive additional 15,000 miles + 7,200 miles on 1.2 earn rate.
• Earn 3.2 KrisFlyer miles for every S$1 spend on Grab rides, up to S$200 each calendar month.
• Earn 1.2 KrisFlyer mile per S$1 spend. Earn 2 KrisFlyer miles per S$1 spend in foreign currency in June and December.
• Earn 2 KrisFlyer miles per S$1 spend on purchases made singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online), with no cap
• 4 complimentary access each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world
• Complimentary night stay each year at one of over 110 Hilton Properties in Asia Pacific and complimentary upgrade to Hilton Honors Silver membership tier.

• Min. income requirement:
  Singaporeans/PRs: S$50,000
  Foreigners: S$60,000

HL Assurance Travel Insurance

• SingSaver Exclusive: Get $50 cash reward when your card is approved! Promotion ends 31 January 2019. Terms and Conditions apply.
• Get $100 cash rebate when you spend! Promotion is valid from 1 - 23 January 2019.
• No minimum spend and cap on miles earned at all times
• Earn 6 miles for every S$1 spent on major airlines and hotels booked through Expedia, UOB Travel and Agoda
• 2.4 miles for every S$1 spent overseas and 1.4 miles for every S$1 spent locally.
• Complimentary travel insurance of up to S$1,000,000
• Terms & Conditions apply for all featured privileges and promotions

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

MSIG Travel Insurance

• SingSaver Exclusive: Get $100 cash rebate when your card is approved for new cardholders! Promotion ends 31 Jan 2019.
• Earn 10X OCBC$ on your shopping
• Stay protected when you shop online with e-commerce protection
• Get 15 OCBC$ (worth 6 miles) per S$1 spent, on top of existing miles (up to 5 miles) on Mileslife
• 2% cash rebate at BEST Denki
• Enjoy exlusive access at US$27 per visit per person to more than 800 lounges with LoungeKey
• Terms & Conditions apply for all featured privileges and promotions

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$45,000

Standard Chartered Spree Credit Card

• SingSaver Exclusive: Get $100 cash when your card is activated - for new customers only! Existing customers get $50 cash. Promotion is valid from 1 February 2019 to 28 February 2019. Terms and Conditions apply.
• Get $100 cash back for new customers & $20 cash back for existing customers! This promotion ends 31 March 2019. Terms and Conditions apply.
• Enjoy 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes and Enjoy up to 50% off à la carte dining at The Fullerton Hotel and The Fullerton Bay Hotel Singapore. Terms and Conditions apply.
• Earn 3% cashback on all online spends in foreign currency and all vPost spends. Earn 2% cashback on all online spends in local currency, all contactless and mobile payments.
• Earn 1% cashback on all other retail spends.
• Get a refund of 50% of the price difference if you find a lower price for the same item within 30 days of your online purchase.
• No minimum spend required and enjoy a cash back cap of up to S$60.
• Annual Fee of $192.60 (First Two Years Waived)

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$60,000

UOB YOLO Card

• SingSaver Exclusive: Get $50 cash reward when your card is approved! Promotion ends 28 February 2019. Terms and Conditions apply.
• 1-for-1 deals at various dining outlets, more details here
• Honest reviews, insider access to chefs, irresistible dining deals, and more with the Dining Advisor, details here
• Earn 8% cashback on weekends and 3% cashback on weekdays for online, Grab, dining and entertainment spend. Bonus cashback for online spend is capped at $20 per month.
• Earn 0.3% cash back on all other spends.
• Get up to 3.88% p.a. interest rates with UOB One Account
• Get same day delivery of card upon approval. Terms and Conditions apply.
• First year annual fee waiver of $192.60

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

Citi Rewards Visa Card

• SingSaver Exclusive gift promotion ends on 28 Feb 2019. Get $200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Get $30 vouchers upon approval for existing customers.
• Earn 10X Rewards (10 points or 4 miles for every S$1 spent) when you shop for clothes, bags or shoes or at departmental stores or online shopping (shoes , bags, clothes) websites.
• Earn 1 point for every S$1 spent on all other spending
• Instant savings of up to 14% at Esso and Shell
• Earn up to 10% Citi rebate at participating merchants, including Starbucks and Sheng Siong.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$42,000

FWD Travel Insurance

• SingSaver Exclusive: Get $150 cash back upon approval & min spend of $600 on the first 30 days - for new customers only. Promo valid till 31 January 2019. Terms and Conditions apply.
• Get S$100 cash back with min. spend of $600 in the first month for existing customers. Promotion is valid till 31 January 2019. Terms and Conditions apply.
• Receive 2.5% cash back on all purchases with min. monthly spend of >S$2,000, or receive 1.5% cash back with a monthly spend of S$2,000 and below. No minimum spend required. Cash back cap at S$70 per month.
• Additional 1% cash back for Advance banking customers for both spend tiers. Cash back capped at S$125 per month and perpetual annual fee waiver for Advance banking customers.
• Get up to 16% instant petrol discount at all Caltex and Shell stations

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

SCB Credit Card Funds Transfer

• 6 months’ loan tenure with exclusive rate of 0.9% processing fee (EIR: 1.85% p.a.) for new credit card customers. Min. funds transfer loan amount of $1,000.
• For loan amount of $30K and below, offset your full processing fee with $270 cashback*.
• For loan amount of $30K and above, offset part of your processing fee with $270 cashback*.
• Complement it with SCB Unlimited Credit Card to get 1.5% cashback for all eligible spends. No min. spend and no cash back cap.
• *Get $150 cashback on approval via Singsaver + $100 cashback after first credit card activation and additional $20 cashback after second card activation! Promotion is valid from 1 - 28 February 2019. Terms and Conditions apply.
• Transfer up to 95% of available credit limit of credit card account to any other bank account, credit card or line of credit.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$60,000

SCB CashOne Personal Loan

• SingSaver Exclusive: Get up to $388 cash upon approval for every 10th applicant. Terms and Conditions apply.
• Annual fee of $199 for the first year.
• Guaranteed flat interest rates as low as 3.88% p.a. (EIR from 7.63% p.a.)
• Get a loan of up to 4x your monthly salary, capped at S$250,000.
• Annual fees from second year till expiry of loan: S$50 (Fee waived if all payment is received by due date for the past 12 months).
• Cash in your account the next working day (once you are approved). Terms and Conditions apply.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$60,000

Citibank Quick Cash

• Get a loan from as low as 3.99% p.a. (EIR 7.5% p.a.) for new Citibank customers with min. loan amount of $20,000.
• SingSaver Exclusive: Get $100 NTUC vouchers upon approval. Promotion is valid from 8 November 2018 - 28 February 2019. Terms and conditions apply.
• Please note that you will be required to open a Citibank Ready Credit account before you can apply for a Citibank Quick Cash.
• No processing fees.
• Flexible repayment period of up to 60 months.
• 15-day loan return option available with no charges.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$30,000

OCBC Personal Loan

• SingSaver Exclusive: Get $100 cash to offset the 2% processing fee for your loan! Terms and Conditions apply.
• Get cash of up to 6x your monthly salary.
• Processing fees: 2% of the approved loan amount
• Please note that your approved interest rate will be determined by OCBC Bank
• Interest is subject to compounding if the monthly interest charges are not repaid in full.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$45,000

HSBC Home Loan

• Enjoy complimentary access to 24-hour emergency home assistance with reimbursement of up to S$150 per visit.
• Link your home loan account to your current account with HSBC SmartMortgage to help offset the home loan interests with earned interests.
• Choose either a lock-in package to enjoy lower interest rates, or no lock-in package to have the freedom to refinance without penalty.
• Apply now and get your loan approved before 15 April to enjoy up to $680 worth of shopping vouchers with a minimum loan amount of $200,000. Terms and conditions apply.

Citi Cash Back Visa Card

• SingSaver Exclusive gift promotion ends on 28 Feb 2019. Get $200 NTUC Fairprice vouchers, Takashimaya vouchers or Grab promo codes upon approval new customers only. Get $30 vouchers upon approval for existing customers.
• Over 234 dining offers for Citi card holders with Gourmet Pleasures, details here
• 8% cash back on Grab (valid till 31 Mar 2019), Dining, Groceries & Petrol daily, worldwide. Subject to cash back cap of S$25 per category per statement month with a min. spend of S$888 per statement month.
• Fuel savings of up to 20.88% at Esso & Shell.
• All other retail spend earns 0.25% cash back, no cap.
• First year annual fee waiver of $192.60

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$42,000

HSBC Advance Credit Card

• SingSaver Exclusive: Get $150 cash back upon approval & min spend of $600 on the first 30 days - for new customers only. Promo valid till 28 February 2019. Terms and Conditions apply.
• Get S$100 cash back with min. spend of $600 in the first month for existing customers. Promotion is valid till 28 February 2019. Terms and Conditions apply.
• Receive 2.5% cash back on all purchases with min. monthly spend of >S$2,000, or receive 1.5% cash back with a monthly spend of S$2,000 and below. No minimum spend required. Cash back cap at S$70 per month.
• Additional 1% cash back for Advance banking customers for both spend tiers. Cash back capped at S$125 per month and perpetual annual fee waiver for Advance banking customers.
• Get up to 16% instant petrol discount at all Caltex and Shell stations
• Free access to the Entertainer App with over 1000 1-for-1 dining, leisure and wellness deals. Click here for more information.
• HSBC's Movie Card: Get a Weekdays Movie Card at just S$70 or an All-Days Movie Card at S$95

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

OCBC 365 Credit Card

• SingSaver Exclusive: Get $100 cash back upon approval. Promo is valid till 28 February 2019.
• Get 6% cash rebate for overseas and local dining, all day, including online food delivery
• 3% cashback on groceries at supermarkets, local and overseas, inclusive of online groceries
• 3% cashback on local and overseas private hire rides (e.g. ComfortDelGro, Ofo and Ryde), including local and overseas taxi
• 3% cashback on recurring telco bills and electricity bills
• 3% cashback on online air and cruise tickets purchase and online hotel and tour bookings (e.g. Agoda and Airbnb)
• Up to 23% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations
• Annual fee waiver for first 2 years. Min. spend of S$10,000 for automatic waivers of annual fee for OCBC 365 Card.
• Min. spend of S$800 and Cashback cap of S$80 per month.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

OCBC Titanium Credit Card

• SingSaver Exclusive: Get $100 cash rebate when your card is approved for new cardholders! Promotion ends 28 February 2019.
• Earn 10X OCBC$ on your shopping (equivalent to 4 Miles for every $1 spent)
• Stay protected when you shop online with e-commerce protection
• 2% cash rebate at BEST Denki
• Enjoy exlusive access at US$27 per visit per person to more than 800 lounges with LoungeKey
• Terms & Conditions apply for all featured privileges and promotions

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$45,000

UOB PRVI Miles Visa Card

• SingSaver Exclusive: Get $50 cash reward when your card is approved! Promotion ends 28 February 2019. Terms and Conditions apply.
• No minimum spend and cap on miles earned at all times
• Up to 10 Miles for every S$1 spent on major airlines and hotels worldwide. Click here for more information
• 2.4 miles for every S$1 spent overseas and 1.4 miles for every S$1 spent locally.
• Complimentary travel insurance of up to S$1,000,000
• Terms & Conditions apply for all featured privileges and promotions

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$40,000

OCBC Personal Loan

• SingSaver Exclusive: Get $100 cash to offset the 1% processing fee for your loan! Terms and Conditions apply.
• Flat interest rate of 5.8% p.a (EIR from 12.11% p.a) with 2% processing fee of approved loan amount for a loan tenure of up to 5 years.
• Get cash of up to 6x your monthly salary.
• Please note that your approved interest rate will be determined by OCBC Bank
• Interest is subject to compounding if the monthly interest charges are not repaid in full.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$45,000

HSBC Personal Loan

• Enjoy the lowest rate of 3.7% p.a. (EIR 7.0% p.a.)! Applicable for applicants with annual income of at least S$80,000.
• Get rates from as low as 4.8% p.a. (9% p.a.) for applicants with annual income of less than S$80,000
• Get S$88 cash back & S$88 processing fee waiver.
• Fixed monthly repayments
• Cash the next day upon submission of complete documents.
• Loan amount of up to 4x your monthly income with an annual income from S$30k to S$120k and up to 8x with an annual income of S$120 or more.
• Longest loan tenor of up to 7 years.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$45,000

American Express CapitaCard

• Receive $60 CapitaVoucher when you spend $1,500 in your first 3 months
• Spend S$1,500 within 3 months of Card approval and receive 60,000 STAR$. Spend additional S$1,500 (total spend of S$3,000) within 3 months of Card approval and receive a American Tourister Luggage. Promotion is valid from 1 Jan - 31 Mar 2019.
• S$20 CapitaVouchers for each approved supplementary, capped at S$40 CapitaVouchers per Card Member.
• STAR$ Xtra Programme: Earn additional 50STAR$ per S$1 spend at participating outlets across Capitaland Malls.
• Earn 5 STAR$ per S$1 spend outside CapitaLand Malls. Redeem STAR$: 5,000 STAR$ - S$5 CapitaVoucher; 10,000 STAR$ - S$10 CapitaVoucher; 50,000 STAR$ - S$50 CapitaVoucher
• Enjoy 3 hour complimentary parking per mall, per day across 15 CapitaLand Malls when you spend S$1,200 in a calendar month.

• Min. income requirement:
  Singaporeans/PRs: S$30,000
  Foreigners: S$42,000

Which team is winning?