KrisFlyer UOB Credit Card

Last updated:May 2019


Welcome Offers from UOB


Receive 12,000 Welcome Miles (New Cardholders)

  • Apply and get 12,000 KrisFlyer miles1 or a complimentary return ticket to Bangkok, Lombok or Penang
  • SMS OR SPACE to 77862 and spend S$2,000 within the first 60 calendar days from the card open date.
  • Only applicable for new UOB cardholders
  • Terms and Conditions apply


Receive 5,000 Welcome Miles (Existing Cardholders)

  • Get 5,000 KrisFlyer miles1 when you make your 1st transaction (min. S$5) within the first 60 calendar days from the card open date.
  • Applicable for existing UOB cardholders
  • Terms and Conditions apply.

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Annual Fee Waiver
Annual Fee Waiver

Great for

Earn 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping and travel, and transport spend with ≥$500 annual SIA-related spend. Terms and Conditions apply.
Earn 3 KrisFlyer Miles per S$1 spend on Singapore Airlines, SilkAir, Scoot and KrisShop purchases.
Earn 1.2 KrisFlyer miles per S$1 spend on all other spend
No minimum spend and cap on miles earned at all times. 3 KrisFlyer miles per S$1 spend on dining, food delivery, online shopping and travel, and transport spend requires at least S$500 annual SIA-related spend
Attain KrisFlyer Elite Silver status when you charge a minimum of S$5,000 Singapore Airlines Group Related Card Transaction on your KrisFlyer UOB Credit Card within the first year membership period.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$100 nett in a single transaction.
Other benefits include: Complimentary use of JetQuay Quayside single trip service for Principal Cardmember and up to 1 companion travelling on the same flight. Be rewarded with 10,000 KrisFlyer miles when you renew your annual membership and the Principal Cardmember annual fee is posted and paid. Enjoy savings on airport transfers with S$15 off Grab rides to or from the airport.
Complimentary travel insurance of up to S$1,000,000
Terms & Conditions apply for all featured privileges and promotions

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000


Year-round rewards

Cash rebate
Air miles rewards
Air miles rewards
Local Spending
1.2 miles per dollar
Overseas Spending
1.2 miles per dollar



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