UOB Lady's Card

Last updated:Jun 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Exclusive Offer

from SingSaver

OFFER 1

Receive up to S$50 cash

Receive S$50 cash when your card is approved and activated for new and existing customers. 

Welcome Offers from UOB

OFFER 1

Receive S$150 cash credit

  • Spend a minimum of S$1,500 in the first 30 days of card approval.
  • Only applicable for new customers only
  • Terms and Conditions apply.
  • Promotion valid till 31 Oct 2019.

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Shopping
Annual Fee Waiver
Shopping
Annual Fee Waiver

Great for

SingSaver Exclusive: Get S$50 cash reward when your card is approved! Promotion ends 30 June 2019. Terms and Conditions apply.
Receive up to S$150 cash credit for new credit card holders who charge a minimum of S$1,500 within first 30 days. Promotion valid till 31 Oct 2019. Terms and Conditions apply.
Earn 10x UNI$ (20 miles) per S$5 spend when you choose from 7 categories: Beauty and wellness, Fashion, Dining, Family, Travel, Transport and Entertainment. Terms and Conditions apply.
Lady’s LuxePay Plan – Put your new luxury purchase (shoes and bags) worth S$500 or more (local, online or overseas) on a 6 or 12-month instalment payment plan, absolutely free. Terms and Conditions apply.
Shop with peace of mind. e-Commerce protection provides coverage for your online purchases. Click here for details.
Terms & Conditions apply for all aforementioned privileges
Get same day delivery of card upon approval. Terms and Conditions apply.

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000
Only open to females

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Air miles rewards
All Spending
0.2 %
0.4 miles per dollar
Overseas Spending
0.2 %
0.4 miles per dollar
Retail Spending
2 %
4 miles per dollar
Dining Spending
2 %
4 miles per dollar
Travel Spending
2 %
4 miles per dollar
Local Spending
2 %
4 miles per dollar

Eligibility

APR/ FEES

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