UOB One Card

Last updated:May 2019
Offers
Benefits
Eligibility
APR/ FEES

Offers

Exclusive Offer

from SingSaver

OFFER 1

Receive up to S$50 cash

Receive S$50 cash when your card is approved and activated for new and existing customers. 

Welcome Offers from UOB

OFFER 1

Receive S$150 cash credit

  • Spend a minimum of S$1,500 in the first 30 days of card approval.
  • Only applicable for new customers only
  • Terms and Conditions apply.
  • Promotion valid till 31 Oct 2019

Need some help?

No worries, we've got you covered!

How do credit cards work?

A credit card lets you pay for purchases both in shops and online without paying cash. You usually get slightly more than a month to pay that amount back to the bank without incurring any interest. However, if you do not pay the full sum before the due date, an interest (up to 24% - 28% per annum.) is charged on the outstanding amount. Banks usually require you to pay a minimum sum each month.

What's the difference between credit cards and debit cards?

When you apply for a credit card, you get a credit limit, which is usually two to four times your monthly salary. You draw down on this credit limit when you make purchases and then repay the bank at the end of the month. With a debit card, however, the exact purchase amount is deducted directly from an account that's linked to the debit card. If there are insufficient funds in the account, the transaction will not go through.

How do I apply for a credit card?

You can apply for a credit card online or through forms available at banks or shopping malls. Fill up the personal details required, submit the relevant documents and wait for the application to be approved.

When can I apply for a credit card?

You must be at least 21 years old to apply for a credit card. Some banks allow student credit cards to be issued to those aged 18. The minimum age for a supplementary card holder is also 18 years old.

Daily Expenses
Dining & Entertainment
Shopping
First Timers
Annual Fee Waiver
Daily Expenses
Dining & Entertainment
Shopping
First Timers
Annual Fee Waiver

Great for

SingSaver Exclusive: Get S$50 cash reward when your card is approved! Promotion ends 30 June 2019. Terms and Conditions apply.
Receive up to S$150 cash credit for new credit card holders who charge a minimum of S$1,500 within first 30 days. Promotion valid till 31 Oct 2019. Terms and Conditions apply.
Up to 5% cash rebate on ALL retail spend or S$1,200 rebate in a year (Up to 3.33% rebate for spend below S$2,000)
Additional 10% SMART$ rebate at over 300 participating merchants across dining, groceries, shopping and more
Travel Insurance Coverage of up to S$500,000 when you book your air tickets. Terms and Conditions apply.
Petrol savings of up to 20.8% at Shell and 24% at SPC
Upsize your savings with up to 3.88% bonus interest with UOB One Account

Need to know

Min. income requirement for Singaporeans/PRs: S$30,000 & min. income requirement for Foreigners: S$40,000

Benefits

Year-round rewards

Cash rebate
Air miles rewards
Cash rebate
Dining Spending
5 %
Online Shopping Spending (Local)
5 %
Retail Spending
5 %
All Spending
5 %
Local Spending
5 %

Eligibility

APR/ FEES

Isn't the best product for you?

Compare more credit cards on SingSaver