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SingSaver.com.sg is your go-to website for finding credit cards and personal loans in Singapore. Use our comparison tools to get unbiased, up-to-date information on personal finance products.

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I used to be scared of credit cards, but SingSaver.com.sg made me realise there's nothing to worry about if I pay my bill on time.
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Find the Lowest Interest Rates in Singapore

We are the first comparison site to provide Singaporeans with the lowest interest rates in the market, exclusively available at SingSaver.com.sg

Personal Loans

Car repairs and services in Singapore can cost thousands of dollars. When your car insurance cannot cover all the costs of your repairs, a personal loan can make up the difference.We recommend a personal loan instead of a credit card cash advance because the latter has high interest rates of up to 28% p.a. Personal loans, on the other hand, typically have interest rates of around 8% p.a. This means you save a lot of money on interest charges. Unlike a cash advance, personal loans also let you make monthly instalments, which makes it easy to budget for repayments.
Generally, you can have up to 5 years to pay for your personal loan. It?s important to consider your cash flow when deciding the length of your loan term. The shorter the term of your loan, the less you pay on interest, but the more you pay each month. A longer term loan has smaller monthly payments, but larger interest rates.
The best personal loan for car repairs is the one with the lowest interest rate. By finding a low-interest loan, you save yourself a lot of money on interest payments. Besides comparing interest rates, see if you can also find a loan with processing fee waivers, promotional rates, and other welcome offers that will lighten the load of your monthly repayments.

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