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SingSaver.com.sg is your go-to website for finding credit cards and personal loans in Singapore. Use our comparison tools to get unbiased, up-to-date information on personal finance products.

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I used to be scared of credit cards, but SingSaver.com.sg made me realise there's nothing to worry about if I pay my bill on time.
Andrea Tay, Singapore
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We are the first comparison site to provide Singaporeans with the lowest interest rates in the market, exclusively available at SingSaver.com.sg

Personal Loans

Singaporeans can consider getting a personal loan for various reasons, which include renovating a flat, covering school fees, or paying an old credit card that is collecting interest. Unlike other types of bank loans, you don''t need to explain what you need the loan for. The funds are available for your use, at your discretion.
If you are a Singaporean citizen or permanent resident, you generally need to be 21 years old or older, and earning a minimum annual income of S$30,000 to qualify for a personal loan. Foreigners usually have to earn a minimum annual income of around S$45,000. Banks will be looking at other factors such as your credit score, before granting you a loan.
Unlike getting a credit card cash advance, personal loans have a fixed term. This means you have a timeline for paying it off, and it is typically less than 5 years. Personal loans also have a fixed interest rate, and it?s easy to compare them across different banks. This allows you to save money on payments and gives you time to find the best deal. You can use SingSaver.com.sg?s comparison tools to find the right personal loan for you.

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