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SingSaver.com.sg is your go-to website for finding credit cards and personal loans in Singapore. Use our comparison tools to get unbiased, up-to-date information on personal finance products.

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I used to be scared of credit cards, but SingSaver.com.sg made me realise there's nothing to worry about if I pay my bill on time.
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Find the Lowest Interest Rates in Singapore

We are the first comparison site to provide Singaporeans with the lowest interest rates in the market, exclusively available at SingSaver.com.sg

Personal Loans

If you find yourself short on cash for your tax payments, consider using a personal loan instead of taking out a cash advance on your credit card. The latter charges a high interest rate of 28% p.a., in addition to fees. On the other hand, personal loan interest rates start at 8% p.a. If you are a new customer to a bank, you can even get great promotional rates as low as 4% p.a. The lower the interest is, the more money you save on interest payments. In addition, personal loans are repaid through fixed monthly instalments, making it easy for you to budget around your repayments.
Personal loans in Singapore usually let you borrow up to four times your monthly salary. Depending on your profile and the lender's policies, some banks may lend up to six times your monthly salary. Do take note that you must borrow at least S$1,000 to qualify for a personal loan.
You can compare personal loans at SingSaver.com.sg. When choosing a loan, pay attention to interest rates. The right one for tax payments should have the lowest Effective Interest Rate, or EIR. The EIR serves as a more accurate reflection of the loan''s annual costs. This includes not just the interest, but processing fees and other related costs. Look if there are fee waivers or welcome offers that will reduce the burden of your monthly repayments.

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