The Australia and New Zealand Banking Group (ANZ) has been in Singapore since 1974 and offers a whole suite of personal banking products.
Stretch Your Rewards with ANZ Credit Cards
Enjoy a host privileges when you use your ANZ credit card at participating restaurants and hotels such as Brewerkz, Concorde Hotel Singapore, and more
Enrol in the ANZ Bonus Rewards Programme to earn up to 20X rewards points at participating merchants
Earn Rewards Points or Travel$ when you pay your income tax with ANZ Credit Cards
More about ANZ
The Australia and New Zealand Banking Group Limited, more commonly known as ANZ, is the third largest bank by market capitalisation in Australia and the largest in New Zealand. ANZ first came to Singapore in 1974, and is currently one of two ANZ designated regional hubs in Asia. In 2010, ANZ was awarded the Qualifying Full Bank license from the Monetary Authority of Singapore, enabling the bank to strengthen their presence in the country. In 2013, ANZ Singapore and the Institute of Technical Education launched MoneyMinded, an adult financial education programme for vocational and technical institution students. Delivered by ANZ volunteers, the programme helps participants build financial literacy skills and financial know-how. ANZ was named Best Bank in Asia Pacific by Global Finance Magazine in 2015.
To be an ANZ credit cardmember, you must be at least 21 years old. Singaporeans and Permanent Residents must earn at least S$30,000 a year to qualify, while foreigners must earn at least S$60,000 a year.
We compare loans that can be paid back over terms of between 12 months and 60 months. The effective interest rate (EIR) you will be charged depends on your personal circumstances, and will be between 8.5% p.a. and 14.94% p.a.
This is a representative example of what it may cost: a loan of S$10,000 over 36 months at 4.8% p.a. nominal interest would equate to monthly repayments of S$317.77 and the total cost of the loan that you pay back would be S$11,440.
The effective interest rate (EIR) you will be charged depends on your personal circumstances. Typically the lowest EIR charged by bank ranges between 5.0% p.a. to 20.0% p.a. depending on the choice of banks and products.