Credit Culture

About Credit Culture

Credit Culture is one of only six entities selected by the Ministry of Law as part of a pilot program to professionalise the personal loans space through:
  • Granting of better terms with early or on time repayment
  • More comprehensive use of data to access creditworthiness
  • The use of digital processes to lower costs and pass the savings on to consumers
  • Credit Culture is one of only six entities selected by the Ministry of Law as part of a pilot program to professionalise the personal loans space through:
  • Granting of better terms with early or on time repayment
  • More comprehensive use of data to access creditworthiness
  • The use of digital processes to lower costs and pass the savings on to consumers
  • Credit Culture’s financial products

    Enjoy cash from as low as 0.8% per month

    Instant approval with instant disbursement
    No early settlement fee, late interest charges, or other hidden charges
    Open to customers with an annual income of less than $20,000