|Allianz Global Assistance Travel Insurance - Product Summary|
Emergency Medical Evacuation
Emergency medical evacuation capped at $500,000 for Bronze Plan. Unlimited emergency medical evacuation cover for Silver and Gold Plan.
Pays you for losses which may be sustained through any Act of Terrorism.
Automatic Extension of Cover
Your period of cover will automatically extend for up to a maximum 30 days from the date of expiry of the policy without payment of any additional premium if you are delayed in your return by a claimable event, or if the carrier you are travelling on, or the carrier that has accepted your fare or luggage, is delayed.
Rental Vehicle Excess Cover
Allianz Global Assistance will pay you the excess or deductible that is imposed on you following loss or damage resulting from an automobile accident to the rental vehicle you have hired.
Allianz Global Assistance will pay the repair cost or replacement value, less depreciation, for any golfing equipment lost or damaged in a public place, or lost or damaged by a carrier when the golfing equipment is a checked in luggage given to their care, when the loss or damage occurs during your overseas journey.
24 hour Emergency Assistance
Allianz Global Assistance has an internal medical team of doctors and air ambulances to make sure you are covered in case of emergency evacuation or medical assistance.
Table of Content
|Medical Exclusions||Trip Inconvenience and Sports Exclusions|
|Pre-existing conditions||No benefit is payable relating to expenses incurred due to the fraudulent use of credit cards|
|Travelling when medically unfit||Travelling against advice of regulatory authorities/ Travelling to a country at war|
|Pregnancy, childbirth, related complications or any medically assisted conception unless otherwise stated in the benefit||Items taken/ destructed by customs or other officials|
|Claim arises from or is any way connected to any elective medical, surgery or dental treatment||Participation in sports activities to receive financial compensation|
|Travelling against Medical Practitioner’s advice||No benefit payable for additional expenses or fees arising from errors or omissions in your booking arrangements or your failure to obtain relevant visa or passport documents|
Types of Plan
Bronze PlanAllianz Global Assistance Bronze Plan focuses on travel inconveniences and medical coverage and is value for your money. It stands out for its high coverage for trip cancellation/ loss of deposits and baggage delay, as well as competitive medical coverage. Compared to other budget travel insurance plans, Allianz Global Assistance Bronze Plan is equivalent to most travel insurance companies’ 2nd-tier plans: Trip Cancellation/ Loss of Deposits capped at $10,000; Baggage Delay of $200 for every six hours of delay overseas capped at $1,400 and Emergency Medical Evacuation capped at $500,000.
Silver PlanAllianz Global Assistance Silver Plan features competitive coverage for trip cancellation/ loss of deposits and medical benefits: Trip Cancellation/ Loss of Deposits capped at $15,000; Baggage Delay of $200 for every six hours of delay overseas capped at $1,400 and Unlimited Emergency Medical Evacuation and Repatriation.
Gold PlanAt medical coverage of $5,000,000 limit, Allianz Global Assistance Gold Plan stands out among the competition. It also offers high value for trip cancellation/ loss of deposits: Trip Cancellation/ Loss of Deposits capped at $25,000; Baggage Delay of $200 for every six hours of delay overseas capped at $1,400; Unlimited Emergency Medical Evacuation and Repatriation; Unlimited Overseas Emergency Medical or Hospital Expenses due to Sickness and Unlimited Overseas Emergency Medical, Hospital or Dental expenses due to Accident.
|Allianz Global Assistance Bronze Plan||Industry Average|
|1 week ASEAN||$22||$26.32|
|1 week Asia||$29.70||$32.91|
|1 week Worldwide||$44||$46.32|
|Allianz Global Assistance Silver Plan||Industry Average|
|1 week ASEAN||$32.45||$33.29|
|1 week Asia||$42.90||$41.43|
|1 week Worldwide||$52.25||$58.53|
Top Shelf Plan
|Allianz Global Assistance Gold Plan||Industry Average|
|1 week ASEAN||$48.80||$46.69|
|1 week Asia||$63.25||$59.56|
|1 week Worldwide||$75.90||$80.30|