|AMEX Travel Insurance - Product Summary|
Loss of Frequent Flyer Points
If the Insured Person redeems an airline ticket (or other travel and/or accommodation expense) using frequent flyer points or similar reward points and the airline ticket (or other travel and/or accommodation expense) is subsequently cancelled and the loss of such points cannot be recovered from any other source, the Company will indemnify the Insured Person the retail price for that ticket (or other travel and/ or accommodation expense).
Emergency Medical Evacuation/ Repatriation
Emergency medical evacuation/ repatriation capped at $500,000 for Essential Plan and $1,000,000 for Standard Plan. Unlimited emergency medical evacuation and repatriation cover for Superior Plan.
Alternative Travel Due To Infectious Disease
If you are forced to cancel or reroute the Journey due to public health or travel advisory following an outbreak of Infectious Disease, the Company will indemnify the Insured Person in respect of Cancellation Expenses.
Whilst you are away, the Company will indemnify you for loss of or damage to Home Contents kept in your place of residence, arising out of any one of the insured perils.
Rental Vehicle Excess Cover
Amex will reimburse the Insured Person for any excess or deductible which becomes legally liable to pay in respect of loss or damage to the rental vehicle caused by an accident during the rental period.
Winter Sports Option
Whilst the Insured Person is on a Journey and sustains loss of or damage to his Ski Equipment, the Company will indemnify the Insured Person in respect of such loss up to the relevant Benefit amount.
Table of Content
|Medical Exclusions||Trip Inconvenience Exclusions|
|Pre-existing conditions||Declared or undeclared war or any act of war, invasion, foreign enemy, civil war, rebellion, revolution, insurrection, military or usurped power|
|Travelling when medically unfit/ Travelling against Medical Practitioner’s advice||Travelling against advice of regulatory authorities/ Travelling to a country at war|
|Complication of pregnancy, childbirth, miscarriage (except miscarriage due to Bodily Injury) or abortion||Claims covered by other insurance|
|Intoxication by alcohol or drugs not prescribed by a Physician||Items taken/ destructed by customs or other officials|
|Any condition, which is or results from or is a complication of infection with Human Deficiency Syndrome (‘HIV’)||Loss, destruction or damage to any property arising from or any consequential loss directly or indirectly caused or contributed by or arising from ionizing radiations or contamination by radio activity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel|
Types of Plan
Essential PlanEssential Plan stands out for featuring decent coverage for trip cancellation and baggage delay, as well as competitive medical coverage: Trip Cancellation benefit is capped at $5,000; Baggage Delay of $200 for every six hours of delay overseas capped at $800 and Emergency Medical Evacuation capped at $500,000. Loss of frequent flyer points benefit is capped at $5,000. Do note that Lifestyle cover (Home Guard, Rental Vehicle Excess, Rental Vehicle Return and Pet Cover) is not available for Essential Plan.
Standard PlanAmex My VoyageGuard Standard Plan features competitive coverage for trip cancellation and medical benefits: Trip Cancellation capped at $10,000; Baggage Delay of $200 for every six hours of delay overseas capped at $1,200 and $1,000,000 benefit limit for Emergency Medical Evacuation and Repatriation. Loss of frequent flyer points benefit is capped at $10,000. Lifestyle Cover (Home Guard, Rental Vehicle Excess, Rental Vehicle Return and Pet Cover) also apply for Standard Plan.
Superior PlanFor the Superior Plan, Trip Cancellation capped at $20,000; Baggage Delay of $200 for every six hours of delay capped at $2,400 and no cap for Emergency Medical Evacuation and Repatriation. Loss of frequent flyer points benefit is capped at $20,000. There is provision of Lifestyle Cover (Home Guard, Rental Vehicle Excess, Rental Vehicle Return and Pet Cover) as well.
|Amex My VoyageGuard Essential Plan||Industry Basic Plan Averages|
|1 week ASEAN||$24.05||$26.32|
|1 week Asia||$30.55||$32.91|
|1 week Worldwide||$55.90||$46.32|
|Amex My VoyageGuard Standard Plan||Industry Mid-tier Plan Averages|
|1 week ASEAN||$38.35||$33.29|
|1 week Asia||$41.60||$41.43|
|1 week Worldwide||$68.25||$58.83|
Top Shelf Plan
|Amex My VoyageGuard Superior Plan||Industry Top Shelf Plan Averages|
|1 week ASEAN||$48.10||$46.69|
|1 week Asia||$62.40||$59.56|
|1 week Worldwide||$92.30||$80.30|
How to Claim
Adddress:138 Market Street #11-01, CapitaGreen, Singapore 048946
Customer Service: +65 6299 0922
24-Hour Emergency Assistance: +65 6836 2922